Bergen County and River Edge Borough property record for 186 Cherry Ln, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 3,659 sqft · built 1949 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $917,000 (Jul 2019) |
| Tax Bill | $29,427 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-01204-0000-00019 |
| Primary APN | 52-01204-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,659 sqft Living Area |
| 1st Floor Area | 3,659 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 75 ft wide |
| Account Number | 021600 |
|---|---|
| Street Address | 186 CHERRY LN |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 75X116 1.0LT |
| Legal Subdivision | CONTINENTAL RDG SEC 11 |
| Legal Block | 1204 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 48200 |
Source: Bergen County and River Edge Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 CHERRY LN, RIVER EDGE, NJ 07661-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 24, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage ALLY CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2016 · Amount on Record |
| Deed Document Number | 201947629 |
| Deed Book / Page | 3302 / 1409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 CHERRY LN, RIVER EDGE, NJ 07661-1718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0044540315 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 4454/315 |
| Instrument | 2021168779 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.12% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2019 |
| Property Address | 186 CHERRY LN, RIVER EDGE, NJ 07661-1718 |
| Document Number | 0033021409 |
| Book / Page | 003302 / 001409 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 47629 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CHERRY LN RIVER EDGE NJ 076611718, RIVER EDGE, NJ 07661-1718 |
| Document Number | 33021414 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 003302/001414 |
| Instrument | 47629 |
| Name | ALLY CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,286,200 (+5.77%) Land $389,600 Building $896,600 | $1,286,200 (+5.77%) Land $389,600 Building $896,600 | |
| 2025 | $29,427.00 (+9.57%) | $1,216,000 (+79.51%) Land $362,100 Building $853,900 | $1,216,000 (+79.51%) Land $362,100 Building $853,900 |
| 2024 | $26,858.00 (+7.16%) | ||
| 2023 | $677,400 Land $206,400 Building $471,000 | $677,400 Land $206,400 Building $471,000 | |
| 2022 | $25,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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