Comal County property record for 186 Charon Pt, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,726 sqft · built 2019 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,250 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0150-0294-00 |
| Primary APN | 36-0150-0294-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 2,726 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 1,131 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 102284 |
|---|---|
| Old Parcel Number | 360150029400 |
| Street Address | 186 CHARON PT |
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYSTIC SHORES 3, LOT 291, LIFE ESTATE LIFE ESTATE |
| Legal Subdivision | MYSTIC SHORES 3 |
| Legal Lot Number | 291 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 310609 |
Source: Comal County records · APN 36-0150-0294-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 CHARON PT, SPRING BRANCH, TX 78070-5265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK |
| Jul 23, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage PROSPERITY BK |
| Apr 23, 2018 | Warranty Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 |
| Deed Sale | Jun 13, 2025 |
| Deed Document Number | 202506018040 |
| Prior Transfer Date | Apr 23, 2018 |
| Prior Transfer Doc | 201806015295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 186 CHARON PT, SPRING BRANCH, TX 78070-5265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006027914 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 202006027914 |
| Name | AFFILIATED BANK |
|---|---|
| Type | Bank |
| Address | ARLINGTON, TX 76015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jul 23, 2019 |
| Property Address | 186 CHARON PT, SPRING BRANCH, TX 78070-5265 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 6025267 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 05, 2019 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROROVIDENCE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 CHARON PT SPRING BRANCH TX 78070, SPRING BRANCH, TX 78070 |
| Document Number | 0006025267 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 6025267 |
| Name | PROSPERITY BK |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78746 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Apr 23, 2018 |
| Property Address | 186 CHARON PT, SPRING BRANCH, TX 78070-5265 |
| Document Number | 0006015295 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 6015295 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4017 SPRINGWOOD DR CLOVIS NM 881019547, CLOVIS, NM 88101-9547 |
Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797,354 (-13.21%) Land $104,400 Building $989,850 | $1,094,250 (+19.1%) Land $104,400 Building $989,850 | |
| 2024 | $7,250.00 (+16.41%) | ||
| 2023 | $918,762 Land $130,500 Building $788,262 | $918,762 Land $130,500 Building $788,262 | |
| 2022 | $6,228.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2013–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Telephone Cooperative Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 12 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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