Richland County property record for 186 Cedar Chase Ln, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,000 (May 2021) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02412-03-06 |
| Primary APN | 02412-03-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Heated Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 1,822 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 433 sqft |
| Porch | Patio |
| Patio Area | 15 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02137208 |
|---|---|
| Street Address | 186 CEDAR CHASE LN |
| City | IRMO |
| State | SC |
| Zip | 29063-6202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 54 49.6X123.1X90.5X127.1 #SU CEDAR MILL PH 2 #PR RB2242-3335 |
| Legal Subdivision | CEDAR MILL |
| Legal Lot Number | 49,54 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 10311 |
186 Cedar Chase Ln is owned and occupied by an individual who bought it in May 2021.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 21, 2021 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 31, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FREEDOM MTG |
| Sep 9, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Sep 9, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 202132071 |
| Deed Book / Page | 2620 / 2630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 0030973433 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 3097/3433 |
| Instrument | 2026006066 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 0028223416 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 2822/3416 |
| Instrument | 2023011266 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 21, 2021 |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 0026202630 |
| Book / Page | 2620 / 2630 |
| Map Reference | MB 2242 PG 3335 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021032071 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,261.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 2021032072 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021032072 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 31, 2019 |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 2458/0575 |
| Book / Page | 002458 / 000575 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 95885 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 186 CEDAR CHASE LN IRMO SC 29063, IRMO, SC 29063 |
| Document Number | 2458/0577 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 002458/000577 |
| Instrument | 95886 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 9, 2019 |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Book / Page | 002426 / 003034 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 66375 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 2426/3034 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 002426/003034 |
| Instrument | 66375 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 301 S COLLEGE ST, CHARLOTTE, NC 28202-6000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 9, 2019 |
| Property Address | 186 CEDAR CHASE LN, IRMO, SC 29063-6202 |
| Document Number | 2426/3032 |
| Book / Page | 002426 / 003032 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 66374 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $368.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 N ROYAL TOWER DR IRMO SC 290632791, IRMO, SC 29063-2791 |
The 2025 property tax bill for 186 Cedar Chase Ln was $399.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 | $328,100 Land $50,000 Building $278,100 | |
| 2023 | $368.00 | $228,800 Land $50,000 Building $178,800 | |
| 2021 | $2,400.00 | $11,880 | $297,100 Land $50,000 Building $247,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 186 Cedar Chase Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Cedar Chase Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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