186 Carden Rd, Clinton, TN 37716 Property Records

Anderson County property record for 186 Carden Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,560 sqft · built 1901
Lot Size	5.4 acres (235,660 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2016)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001074 04201`

Property Details

APN / Parcel Number

Primary APN	`001074 04201`
Alternative APNs	`01074 074 042.01 000` `074 04201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	1,280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	235,660 sqft (5.4 acres)
Garage Type	Finished
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	892 sqft
Shed	1 Shed
Shed Area	240 sqft
Gazebo	1 sqft
Pole Barn	1,147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	01074 074 042.01 000
Street Address	186 CARDEN RD
City	CLINTON
State	TN
Zip	37716-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11
Jurisdiction	ANDERSON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	21301

Owner

186 Carden Rd is owned and occupied by two individuals who acquired it in August 2016.

Source: Anderson County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	186 CARDEN RD, CLINTON, TN 37716-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2016 · Amount on File
Deed Sale	Aug 22, 2016 · Amount on File
Prior Sale	Aug 31, 2012 · Amount on File
Deed Document Number	0016441439
Deed Book / Page	1644 / 1439
Last Transfer Date	Aug 26, 2016
Transfer Doc	16441439
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	186 CARDEN RD, CLINTON, TN 37716-4122
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17632158
Date	Jul 19, 2021
Book Page	1763/2158
Instrument	21008214

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Oct 1, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	186 CARDEN RD, CLINTON, TN 37716-4122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17390142
Date	Oct 20, 2020
Book Page	1739/142
Instrument	20010464

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Clinton City
Elementary School District	Clinton City School District (PK - 06)
Secondary School District	Anderson County School District in Clinton (07 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$133,900 Land $29,075 Building $104,825	$535,600 Land $116,300 Building $419,300
2023	$68,575 Land $14,625 Building $53,950
2020		$274,300 Land $58,500 Building $215,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Carden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Carden Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON UTILITIES BOARD serves 18,772 people · EPA ID TN0000120
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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