186 Calabria St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 186 Calabria St, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,098 sqft · built 2002
Lot Size0.329 acres (14,331 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Sep 2006)
Tax Bill$17,798 (2025)
Deeds & MortgagesApr 2022 Transfer
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN039-561-08

Property Details

APN / Parcel Number

Primary APN039-561-08
Alternative APN
  • 039-561-08-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,098 sqft Living Area
Gross Area3,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Roof MaterialTile
Lot Area14,331 sqft (0.329 acres)
TerrainSteep
Garage TypeAttached
Garage Area534 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address186 CALABRIA ST
CityAPTOS
StateCA
Zip95003-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal SubdivisionCALABRIA HEIGHTS TR 1416
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1012
Census Tract122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address186 CALABRIA ST, APTOS, CA 95003-2845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Intrafamily Transfer, Transfer
Apr 26, 2022Intrafamily Transfer, Transfer
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2006 · Amount on Record
Deed SaleSep 8, 2006 · Amount on Record
Prior SaleSep 8, 2006 · Amount on Record
Deed Document Number200652595
Last Transfer DateApr 9, 2022
Transfer Doc0000013227
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 26, 2022
Property Address186 CALABRIA ST, APTOS, CA 95003-2845
Document Number0000013227
Map ReferenceVOL 96 PG 5
Instrument DateApr 9, 2022
Instrument2022-0013227
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address186 CALABRIA ST, APTOS, CA 95003-2845

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 26, 2022
Property Address186 CALABRIA ST, APTOS, CA 95003-2845
Document Number0000013228
Map ReferenceVOL 96 PG 5
Instrument DateApr 9, 2022
Instrument2022-0013228
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address186 CALABRIA ST, APTOS, CA 95003-2845
InvestorPossibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address186 CALABRIA ST, APTOS, CA 95003-2845
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 CALABRIA ST, APTOS, CA 95003-2845

Mortgage

Document Number0000035225
DateSep 9, 2020
Instrument2020-0035225
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,639,906 (+2%) Land $983,944 Building $655,962
2025$17,798.00 (+9.13%) Disabled Person's exemption Veteran's exemption$1,607,751 (+4.04%) Land $964,651 Building $643,100
2023$16,309.00 (+1.5%) Disabled Person's exemption Veteran's exemption$1,545,320 Land $927,192 Building $618,128$1,612,710
2022$16,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.

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