186 Bushney Loop, Mooresville, NC 28115 Property Records

Iredell County property record for 186 Bushney Loop, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,084 sqft · built 2018
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (Dec 2018)
Tax Bill	$7,386 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4667-79-8373.000`

Property Details

APN / Parcel Number

Primary APN	`4667-79-8373.000`
Alternative APN	`80059112`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,084 sqft Heated Area
Gross Area	4,694 sqft
1st Floor Area	1,380 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,248 sqft (0.373 acres)
Lot Width	57 ft Width
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Patio
Porch Area	262 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80059112
Street Address	186 BUSHNEY LOOP
City	MOORESVILLE
State	NC
Zip	28115-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	LT33 WELLESLEY WEST M4 PB65-137
Legal Subdivision	WELLESLEY
Legal Block	79
Legal Lot Number	33
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2006
Census Tract	61501

Owner

186 Bushney Loop is owned and occupied by two individuals who bought it in December 2018.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 10, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Dec 6, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on File
Deed Sale	Dec 6, 2018 · Amount on File
Deed Book / Page	2592 / 1714
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053

Mortgage

Document Number	0030301198
Date	Nov 30, 2023
Book Page	3030/1198

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28221573
Date	Jun 15, 2021
Book Page	2822/1573

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053
Document Number	2671931
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 BUSHNEY LOOP MOORESVILLE NC 281158053, MOORESVILLE, NC 28115-8053

Mortgage

Document Number	2671931
Date	Jan 15, 2020
Book Page	002671/000931

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 6, 2018
Property Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053
Document Number	25921714
Book / Page	2592 / 1714
Map Reference	MB 65 PG 137
Instrument Date	Dec 6, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BUSHNEY LOOP, MOORESVILLE, NC 28115-8053

Mortgage

Document Number	25921716
Date	Dec 6, 2018
Instrument	2592/1716

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 186 Bushney Loop was $7,386, up 9.3% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,580 (-) Land $105,000 Building $520,580	$625,580 (-) Land $105,000 Building $520,580
2025	$7,386.00 (+9.34%)	$625,580 (+8.73%) Land $105,000 Building $520,580	$625,580 (+8.73%) Land $105,000 Building $520,580
2024	$6,755.00 (+0.36%)	$575,370 (-) Land $105,000 Building $470,370	$575,370 (-) Land $105,000 Building $470,370
2023	$6,731.00 (+30.07%)	$575,370 (+50.01%) Land $105,000 Building $470,370	$575,370 (+50.01%) Land $105,000 Building $470,370
2022	$5,175.00	$383,550 Land $52,500 Building $331,050	$383,550 Land $52,500 Building $331,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Bushney Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Bushney Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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