186 Buckingham St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 186 Buckingham St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,420 sqft · built 1900
Lot Size0.217 acres (9,470 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Dec 2023)
Tax Bill$4,221 (2026)
Deeds & MortgagesMar 2025 Refinance
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:02042 P:0036

Property Details

APN / Parcel Number

Primary APNSPRI S:02042 P:0036
Alternative APN
  • 20420036

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,420 sqft Living Area
1st Floor Area1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area9,470 sqft (0.217 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number20420036
Street Address186 BUCKINGHAM ST
CitySPRINGFIELD
StateMA
Zip01109-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4018
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

186 Buckingham St is owned and occupied by two individuals who bought it in December 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address186 BUCKINGHAM ST, SPRINGFIELD, MA 01109-3928
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
ARRHA CREDIT UNION
Dec 19, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
LIONWISE VENTURES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2023 · Amount on File
Deed SaleDec 19, 2023 · Amount on File
Prior SaleDec 9, 1983 · Amount on File
Deed Book / Page25264 / 472
Transfer Doc17097-345
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address186 BUCKINGHAM ST, SPRINGFIELD, MA 01109-3928
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025802-526
DateMar 25, 2025
Book Page25802/526
Instrument12914
Lender
NameARRHA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 19, 2023
Property Address186 BUCKINGHAM ST, SPRINGFIELD, MA 01109-3928
Document Number025264-472
Book / Page25264 / 472
Instrument DateDec 15, 2023
Instrument60186
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address869 WORTHINGTON ST, SPRINGFIELD, MA 01105-1052

Mortgage

Document Number0000060187
DateDec 19, 2023
Instrument60187
Lender
NameLIONWISE VENTURES LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 186 Buckingham St was $4,221, up 41% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,221.00 (+41.03%)$273,000 (+43.01%) Land $25,300 Building $247,700$221,617 (-8.91%)
2025$2,993.00$190,900 Land $26,200 Building $164,700$243,295 (+26.34%)
2024$192,565
2023$2,825.00$165,700 Land $23,300 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Buckingham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 186 Buckingham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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