186 Buck St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 186 Buck St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 2006
Lot Size	1.95 acres (84,942 sqft)
Owner	Individual Name on Record
Tax Bill	$6,636 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:079 B:015 L:401`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:079 B:015 L:401`
Alternative APN	`3899`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3899
Street Address	186 BUCK ST
City	GORHAM
State	ME
Zip	04038-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	BOUNDARY PLAN
Legal Block	15
Legal Lot Number	401
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1006
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 BUCK ST, GORHAM, ME 04038-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MISCELLANEOUS FINANCE AND MORTGAGE CO
Sep 24, 2018	Deed of Trust, Mortgage TOWN & COUNTRY FCU
Jan 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	186 BUCK ST, GORHAM, ME 04038-2205
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419590181
Date	Dec 29, 2025
Book Page	41959/181
Instrument	53306

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	186 BUCK ST, GORHAM, ME 04038-2205
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391400117
Date	Feb 1, 2022
Book Page	39140/117
Instrument	6187

Lender

Name	MISCELLANEOUS FINANCE AND MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	186 BUCK ST, GORHAM, ME 04038-2205
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351640067
Date	Sep 24, 2018
Book Page	35164/0067
Instrument	000000048781

Lender

Name	TOWN & COUNTRY FCU

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	186 BUCK ST, GORHAM, ME 04038-2205
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363400145
Date	Jan 14, 2020
Book Page	36340/145
Instrument	2378

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,636.00 (+0.68%)	$448,400 (-) Land $94,400 Building $354,000
2024	$6,591.00 (+14.39%)	$448,400 (-) Land $94,400 Building $354,000
2022	$5,762.00	$448,400 Land $94,400 Building $354,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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