186 Brook St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 186 Brook St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1920
Lot Size	0.15 acres (6,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2021)
Tax Bill	$11,382 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00908-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00908-0000-00010`
Alternative APNs	`100090800010` `288800`

Interior

Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,551 sqft (0.15 acres)
Lot Dimensions	168 ft deep x 39 ft wide

Location & Zoning

Account Number	288800
Street Address	186 BROOK ST
City	DUMONT
State	NJ
Zip	07628-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	39X168
Legal Subdivision	NORTH CHURCH PROP
Legal Block	908
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1000
Census Tract	10200

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 BROOK ST, DUMONT, NJ 07628-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	2021114718
Deed Book / Page	4276 / 883
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 16, 2021
Property Address	186 BROOK ST, DUMONT, NJ 07628-2425
Document Number	0042760883
Book / Page	4276 / 883
Instrument Date	May 20, 2021
Instrument	2021114718
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 WASHINGTON AVE UNIT 4214, 546, DUMONT, NJ 07628-1252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 W 20TH ST APT 2, 2, BAYONNE, NJ 07002-1525

Mortgage

Document Number	0042760893
Date	Jul 16, 2021
Book Page	4276/893
Instrument	2021114719

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,800 (+7.28%) Land $293,500 Building $228,300	$521,800 (+7.28%) Land $293,500 Building $228,300
2025	$11,382.00 (+14.58%)	$486,400 (+99.02%) Land $269,500 Building $216,900	$486,400 (+99.02%) Land $269,500 Building $216,900
2024	$9,934.00 (+4.68%)
2023		$244,400 Land $149,400 Building $95,000	$244,400 Land $149,400 Building $95,000
2022	$9,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	30 (1990–2021)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20