186 Brighton Cv, Freeport, FL 32439 Property Records

Walton County property record for 186 Brighton Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,259 sqft · built 2016
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Mar 2022)
Tax Bill	$6,920 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23110-000-0520`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23110-000-0520`
Alternative APN	`1084137`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,259 sqft Living Area
Gross Area	4,035 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	16.9 ft deep x 7 ft wide
Garage Type	Finished
Garage Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084137
Street Address	186 BRIGHTON CV
City	FREEPORT
State	FL
Zip	32439-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 52 BRIGHTON AT HAMMOCK BAY PB 19-35 OR 2999-4227 OR 3028-1688 OR 3244-4946
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BRIGHTON/HAMMOCK BAY
Legal Lot Number	52
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

186 Brighton Cv is owned and occupied by an individual who bought it in March 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI
Mar 25, 2022	Warranty Deed, Transfer RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	0032444946
Deed Book / Page	3244 / 4946
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338

Mortgage

Document Number	0033633772
Date	Jul 8, 2025
Book Page	3363/3772
Instrument	20250023728

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.93%
Type Change Date	Aug 1, 2028
Change Frequency	3 Years
Min Rate At Change	5.93%
Max Rate At Change	7.93%
Index	3-Year TN
Margin	3
Max Rate	11.9%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338

Mortgage

Document Number	0033020679
Date	Sep 15, 2023
Book Page	3302/679
Instrument	20230033396

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	MC BRIDE, MO 63776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 25, 2022
Property Address	186 BRIGHTON CV, FREEPORT, FL 32439-2338
Document Number	0032444946
Book / Page	3244 / 4946
Map Reference	MB 19 PG 35-38
Instrument Date	Mar 25, 2022
Instrument	20220014287
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 EXUMA WAY APT 611, 611, SANTA ROSA BEACH, FL 32459-7067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 HAMMOCK TRL E APT H103, H103, FREEPORT, FL 32439-7677

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$575,647 Land $55,000 Building $520,647	$575,647 Land $55,000 Building $520,647
2024	$6,920.00 (-8.74%)
2023	$7,583.00 (+161.39%)	$575,433 (+11.5%) Land $49,485 Building $525,948	$575,433 (+11.5%) Land $49,485 Building $525,948
2022	$2,901.00 Homeowner's exemption	$516,062 Land $54,928 Building $461,134	$516,062 Land $54,928 Building $461,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Brighton Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Brighton Cv is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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