Hampden County and Chicopee City property record for 186 Bostwick Ln, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,556 sqft · built 1981 |
| Lot Size | 0.274 acres (11,914 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Feb 2025) |
| Tax Bill | $5,534 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 538-00059 |
| Primary APN | 538-00059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 1,016 sqft |
| Unfinished Basement | 1,016 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,914 sqft (0.274 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 538-00059 |
|---|---|
| Street Address | 186 BOSTWICK LN |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 811302 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 LANG ST, SPRINGFIELD, MA 01104-2136 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA) |
| Apr 25, 2018 | Deed of Trust, Mortgage UNITED BANK |
| Oct 30, 2019 | Quit Claim Deed, Transfer · Conventional with PMI PEOPLESBANK (HOLYOKE MA) |
| Feb 6, 2018 | Deed of Trust, Mortgage ELIZABETH A MONTEMAGN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 BOSTWICK LN, CHICOPEE, MA 01020-3848 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00024977-1 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 24977/1 |
| Instrument | 17696 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 BOSTWICK LN, CHICOPEE, MA 01020-3848 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22146-22 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 22146/22 |
| Instrument | 22156 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 30, 2019 |
| Property Address | 186 BOSTWICK LN, CHICOPEE, MA 01020-3848 |
| Document Number | 22926-395 |
| Book / Page | 022926 / 000395 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 63404 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,255.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PHEASANT WAY #22 CHICOPEE MA 010221130, 22, CHICOPEE, MA 01022-1130 |
| Document Number | 22926-398 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 022926/000398 |
| Instrument | 63405 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 BOSTWICK LN, CHICOPEE, MA 01020-3848 |
| Document Number | 22052-525 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 22052-525 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 022052/000525 |
| Instrument | 6654 |
| Name | ELIZABETH A MONTEMAGN |
|---|
| Amount | Amount Recorded |
|---|
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,534.00 (+7.96%) | $363,100 (+7.39%) Land $123,100 Building $240,000 | $367,316 (-9.05%) |
| 2025 | $5,126.00 (+4.68%) | $338,100 (+1.9%) Land $111,800 Building $226,300 | $403,845 |
| 2024 | $4,897.00 (+8.03%) | $331,800 (+10.9%) Land $109,600 Building $222,200 | |
| 2023 | $4,533.00 | $299,200 Land $99,600 Building $199,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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