186 Bayview Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 186 Bayview Dr, Islamorada, FL 33036

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.275 acres (11,970 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Feb 1993)
Tax Bill	$11,094 (2024)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00391900-000000`

Property Details

APN / Parcel Number

Primary APN	`00391900-000000`
Alternative APNs	`20643600391900000000` `1480231`

Exterior

Lot Area	11,970 sqft (0.275 acres)
Lot Dimensions	114 ft deep x 105 ft wide

Location & Zoning

Account Number	1480231
Street Address	VACANT LAND
City	LOWER MATECUMBE KEY
State	FL
Zip	33036
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS-M
Legal Description	BK 7 LT 1 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR31-170 OR47-181/183 OR557-953 OR801-1849 OR1198-1125 OR1198-1126 OR1256-1299 OR1256-1300 OR1286-2493 OR1387-110 OR1512-778/80 OR2983-2054
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	7
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

186 Bayview Dr, residential vacant land, is owned by two individuals who bought it in February 1993.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	165 BAYVIEW DR, ISLAMORADA, FL 33036-4216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1993 · Amount on File
Deed Sale	Feb 1, 1993 · Amount on File
Prior Sale	Jan 1, 1992 · Amount on File
Deed Book / Page	1256 / 1299
Transfer Doc	1387000110
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 9, 2019
Property Address	ISLAMORADA, FL 33036
Document Number	0029832054
Book / Page	002983 / 002054
Instrument Date	Sep 6, 2019
Instrument	2235759
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount on Record
Tax	$23,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 WILLOW LN ISLAMORADA FL 330364217, ISLAMORADA, FL 33036-4217

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,377,220 Land $1,377,220	$1,377,220 Land $1,377,220
2024	$11,094.00 (+4.34%)
2023	$10,633.00 (+14.89%)	$1,350,360 (+30.12%) Land $1,350,360	$1,350,360 (+30.12%) Land $1,350,360
2022	$9,255.00	$1,037,799 Land $1,037,799	$1,037,799 Land $1,037,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Bayview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Bayview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20