Currituck County property record for 186 Barnard Rd, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2021 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,900 (Aug 2021) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9912-66-4720 |
| Primary APN | 9912-66-4720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 40,511 sqft (0.93 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000039602 |
|---|---|
| Street Address | 186 BARNARD RD |
| City | GRANDY |
| State | NC |
| Zip | 27939-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 IKES RIDGE MINOR SUBD (Q/91) |
| Legal Subdivision | IKES RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 110401 |
Source: Currituck County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 186 BARNARD RD, GRANDY, NC 27939-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 18, 2021 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Deed Document Number | 0001645273 |
| Deed Book / Page | 1645 / 273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 186 BARNARD RD, GRANDY, NC 27939-9629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0017330610 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 1733/610 |
| Instrument | 382824 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BARCO, NC 27917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Aug 18, 2021 |
| Property Address | 186 BARNARD RD, GRANDY, NC 27939-9629 |
| Document Number | 0016450273 |
| Book / Page | 1645 / 273 |
| Map Reference | CAB Q SL 91 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 367921 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,179.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2854A CARATOKE HWY, CURRITUCK, NC 27929-9611 |
| Name | Verified Name |
|---|---|
| Address | 186 BARNARD RD, GRANDY, NC 27939-9629 |
| Document Number | 0000367922 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 367922 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 1-Year CMT |
| Max Rate | 9.15% |
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (+0.46%) | $277,000 (-) Land $53,100 Building $223,900 | |
| 2024 | $1,973.00 (+9.73%) | $277,000 (-) Land $53,100 Building $223,900 | |
| 2023 | $1,798.00 (+18.84%) | $277,000 (-) Land $53,100 Building $223,900 | $277,000 (-) Land $53,100 Building $223,900 |
| 2022 | $1,513.00 | $277,000 Land $53,100 Building $223,900 | $277,000 (-) Land $53,100 Building $223,900 |
| 2021 | $277,000 Land $53,100 Building $223,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 86 (1993–2019) |
| Claims Outside the SFHA | 5 of 86 |
| Most Recent Claim | Apr 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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