186 Baldwin Rd, Arden, NC 28704 Property Records

Buncombe County property record for 186 Baldwin Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1927
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$742 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`756978-2020-202`

Property Details

APN / Parcel Number

Primary APN	`756978-2020-202`
Alternative APNs	`9663-07-1980-00000` `966305071834000` `008206904`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Utility Area	768 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	756978-2020-202
Street Address	186 BALDWIN RD
City	ARDEN
State	NC
Zip	28704-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1019
Census Tract	2205

Owner

Source: Buncombe County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 BALDWIN ROAD 186 BALDWIN RD, ARDEN, NC 28704
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jun 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 1996
Deed Sale	Apr 10, 1996
Prior Sale	Mar 28, 1996
Deed Document Number	19961
Deed Book / Page	1900 / 578
Last Transfer Date	Jun 6, 2023
Transfer Doc	0063261142
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 12, 2025
Property Address	186 BALDWIN RD, ARDEN, NC 28704-8530
Document Number	0064991910
Book / Page	6499 / 1910
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 BALDWIN RD, ARDEN, NC 28704-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 BALDWIN RD, ARDEN, NC 28704-8530

Mortgage

Document Number	0064991913
Date	Jun 12, 2025
Book Page	6499/1913

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 13, 2023
Property Address	186 BALDWIN RD, ARDEN, NC 28704-8530
Document Number	0063261142
Book / Page	6326 / 1142
Map Reference	MB 408 PG 44
Instrument Date	Jun 6, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 BALDWIN RD, ARDEN, NC 28704-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BALDWIN RD, ARDEN, NC 28704-8530

Mortgage

Document Number	0063261146
Date	Jun 13, 2023
Instrument	6326/1146

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (+3.34%)	$115,200 (-1.29%) Land $53,100 Building $62,100	$115,200 (-1.29%) Land $53,100 Building $62,100
2024	$718.00 (+3.31%)
2023	$695.00	$116,700	$116,700 (+1.3%) Land $53,100 Building $63,600
2021			$115,200 Land $53,100 Building $62,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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