186 Backfield Pl, Jacksonville, NC 28540 Property Records

Onslow County property record for 186 Backfield Pl, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,095 sqft · built 2018
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (May 2026)
Tax Bill	$1,755 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`754D-32`

Property Details

APN / Parcel Number

Primary APN	`754D-32`
Alternative APNs	`490031281` `481995000` `072777`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,095 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	96,268 sqft (2.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490031281
Street Address	186 BACKFIELD PL
City	JACKSONVILLE
State	NC
Zip	28540-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L32 SEWELL FIELDS NITRIFICATION FIELD
Legal Subdivision	LOTS 15 THRU 17 AND 32 FOR SEWELL FIELDS
Legal Lot Number	32
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2004
Census Tract	306

Owner

186 Backfield Pl is owned and occupied by two individuals who bought it in May 2026.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Jan 14, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 19, 2019	Special Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Nov 16, 2017	Grant Deed, Construction Loan · Line of Credit UNION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Jan 14, 2022 · Amount on File
Deed Book / Page	6591 / 664
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 14, 2026
Property Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788
Document Number	6591000664
Book / Page	6591 / 664
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788

Mortgage

Document Number	6591000670,
Date	May 14, 2026
Book Page	6591/670

Lender

Name	LOWER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 14, 2022
Property Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788
Document Number	0056650315
Book / Page	5665 / 315
Map Reference	MB 57 PG 209
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788

Mortgage

Document Number	0005665319
Date	Jan 14, 2022
Instrument	5665/319

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 19, 2019
Property Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788
Document Number	0049860973
Book / Page	4986 / 973
Map Reference	MB 57 PG 209
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788

Mortgage

Document Number	0004986976
Date	Jul 19, 2019
Instrument	4986/976

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 16, 2017
Property Address	186 BACKFIELD PL, JACKSONVILLE, NC 28540-9788
Document Number	0047020288
Book / Page	004702 / 000288
Instrument Date	Nov 7, 2017
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$342.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Mortgage

Document Number	47020291
Date	Nov 16, 2017
Book Page	004702/000291

Lender

Name	UNION MTG
Type	Mortgage Company
Address	4700 SIX FORKS RD # 130, RALEIGH, NC 27609-5244

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 186 Backfield Pl was $1,755.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,755.00	$353,045 (+31.73%) Land $58,600 Building $294,445	$353,045 (+31.73%) Land $58,600 Building $294,445
2025	$1,755.00	$268,013 Land $35,100 Building $232,913	$268,013 Land $35,100 Building $232,913
2023	$1,755.00	$268,013 Land $35,100 Building $232,913	$268,013 Land $35,100 Building $232,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Backfield Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Backfield Pl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Backfield Pl

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