St. Johns County property record for 186 Atlas Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,928 sqft · built 2016 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Oct 2020) |
| Tax Bill | $6,721 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010012-0880 |
| Primary APN | 010012-0880 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,928 sqft Living Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 1,943 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 326 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 ATLAS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/11-14 SHEARWATER PHASE 1-2 REPLAT LOT 88 OR5073/803 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1-2 REPLAT |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-0880
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 ATLAS DR, SAINT AUGUSTINE, FL 32092-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| May 22, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | May 22, 2017 · Amount on Record |
| Deed Document Number | 202091915 |
| Deed Book / Page | 5073 / 803 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 186 ATLAS DR, SAINT AUGUSTINE, FL 32092-1121 |
| Document Number | 0050730803 |
| Book / Page | 5073 / 803 |
| Map Reference | MB 79 PG 11-14 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020091915 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 ALAMEDA LN, 905, SAINT JOHNS, FL 32259-6904 |
| Name | Verified Name |
|---|---|
| Address | 186 ATLAS DR, SAINT AUGUSTINE, FL 32092-1121 |
| Document Number | 5073805 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 5073/805 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 186 ATLAS DR, SAINT AUGUSTINE, FL 32092-1121 |
| Document Number | 0050000559 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 ATLAS DR ST AUGUSTINE FL 320921121, ST AUGUSTINE, FL 32092-1121 |
| Document Number | 0050000559 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 005000/000559 |
| Instrument | 61026 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 22, 2017 |
| Property Address | 186 ATLAS DR, SAINT AUGUSTINE, FL 32092-1121 |
| Document Number | 0043770389 |
| Book / Page | 004377 / 000389 |
| Instrument Date | May 15, 2017 |
| Instrument | 35272 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | TOWN SQUARE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,630.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 ATLAS DR ST AUGUSTINE FL 320921121, ST AUGUSTINE, FL 32092-1121 |
| Document Number | 43770391 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 004377/000391 |
| Instrument | 35273 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,747 (+2.7%) | $481,010 (-5.11%) Land $120,000 Building $361,010 | |
| 2025 | $6,721.00 (+7.18%) Homeowner's exemption | $323,025 (+2.9%) | $506,891 (-1.23%) Land $120,000 Building $386,891 |
| 2024 | $6,271.00 (+2.03%) Homeowner's exemption | $313,921 (+3%) | $513,197 (-0.83%) Land $105,500 Building $407,697 |
| 2023 | $6,146.00 (+6.26%) Homeowner's exemption | $304,778 (+3%) | $517,496 (+12.75%) Land $105,500 Building $411,996 |
| 2022 | $5,784.00 Homeowner's exemption | $295,901 | $458,989 Land $95,200 Building $363,789 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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