186 Atlantic Ave, Indialantic, FL 32903 Property Records

Brevard County property record for 186 Atlantic Ave, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Feb 2023)
Tax Bill	$7,093 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-13-77-*-74`

Property Details

APN / Parcel Number

Primary APN	`27-37-13-77-*-74`
Alternative APNs	`27-37-13-77-00000.0-0074.00` `2716213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	230 sqft
Deck Area	312 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2716213
Street Address	186 ATLANTIC AVE
City	INDIALANTIC
State	FL
Zip	32903-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	CANOVA BEACH VACATION HOMESITES LOT 74 & W 1/2 OF LOT 75
Legal Range	37E
Legal Township	27S
Legal Section	13
Legal Subdivision	CANOVA BEACH VACATION HOMESITES
Legal Lot Number	74
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	2
Census Block	2032
Census Tract	66301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Aug 11, 2009 · Amount on Record
Deed Document Number	202325071
Deed Book / Page	9712 / 2991
Prior Transfer Date	Sep 27, 1997
Prior Transfer Doc	3780000199
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 8, 2023
Property Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102
Document Number	0097122991
Book / Page	9712 / 2991
Map Reference	MB 10 PG 13
Instrument Date	Feb 3, 2023
Instrument	2023025071
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 AMELIA LN, MELBOURNE BEACH, FL 32951-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102

Mortgage

Document Number	0000097131
Date	Feb 8, 2023
Instrument	9713/1

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102

Mortgage

Document Number	0096461858
Date	Oct 31, 2022
Book Page	9646/1858
Instrument	2022259356

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102

Mortgage

Document Number	0092061766
Date	Jul 29, 2021
Book Page	9206/1766
Instrument	2021197105

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 18, 2017
Property Address	186 ATLANTIC AVE, INDIALANTIC, FL 32903-2102
Document Number	0079390606
Book / Page	007939 / 000606
Instrument Date	Jun 20, 2017
Instrument	149136
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TITLE SECURITY AND ESCROW/CTRL FL, TITLE SEC & ESCROW/CTRL FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 ATLANTIC AVE INDIALANTIC FL 329032102, INDIALANTIC, FL 32903-2102

Mortgage

Document Number	79390607
Date	Jul 18, 2017
Book Page	007939/000607
Instrument	149137

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,430 (-10.6%)	$472,430 (-10.6%)
2025	$7,093.00 (+83.57%)	$528,470 (+75.11%) Land $125,000 Building $403,470	$528,470 (+5.77%) Land $125,000 Building $403,470
2023	$3,864.00 (+7.33%) Homeowner's exemption	$301,800 (+3%)	$499,620 (+13.03%) Land $117,500 Building $382,120
2022	$3,600.00 Homeowner's exemption	$293,010	$442,040 Land $105,000 Building $337,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 503 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	503 in force
Nearby Flood Claims	30 (1982–2017)
Claims Outside the SFHA	30 of 30
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 11 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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