186 Aspen Dr, South Fork, CO 81154 Property Records

Rio Grande County property record for 186 Aspen Dr, South Fork, CO 81154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 2024
Lot Size	0.225 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2025)
Tax Bill	$920 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R007225`

Property Details

APN / Parcel Number

Primary APN	`R007225`
Alternative APN	`2133004045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Lot Area	43,560 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	R007225
Street Address	186 ASPEN DR
City	SOUTH FORK
State	CO
Zip	81154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	99
Legal Description	SUBDIVISION PONDEROSA ESTATES LOT 18 BLOCK 4
Legal Subdivision	PONDEROSA ESTATES
Legal Block	4
Legal Lot Number	18
Jurisdiction	RIO GRANDE CO
Township / Civil Division	DEL NORTE
Census Block Group	1
Census Block	1135
Census Tract	977001

Owner

186 Aspen Dr is owned by two individuals who bought it in October 2025.

Source: Rio Grande County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8530 BLACKCASTLE DR, SAN ANTONIO, TX 78254-5683
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Construction Mortgage DEL NORTE BANK
Oct 13, 2025	Warranty Deed, Transfer · Commercial Mortgage SAN LUIS VALLEY FEDERAL BANK
Aug 19, 2024	Warranty Deed, Transfer
Aug 19, 2021	Special Warranty Deed, Transfer
Jul 17, 2015	Warranty Deed, Transfer DEL NORTE BANK
Aug 6, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Prior Sale	Aug 19, 2024 · Amount on File
Deed Document Number	2025456657
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 937, SOUTH FORK, CO 81154-0937

Mortgage

Document Number	202400453680
Date	Oct 14, 2024
Instrument	202400453680

Lender

Name	DEL NORTE BANK
Type	Bank
Address	DEL NORTE, CO 81132

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Oct 13, 2025
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Document Number	202500456657
Map Reference	DOC 214114
Instrument Date	Oct 8, 2025
Instrument	202500456657
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8530 BLACKCASTLE DR, SAN ANTONIO, TX 78254-5683

Mortgage

Document Number	202500456658
Date	Oct 13, 2025
Instrument	202500456658

Lender

Name	SAN LUIS VALLEY FEDERAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Aug 19, 2024
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Document Number	202400453242
Map Reference	DOC 114114
Instrument Date	Aug 19, 2024
Instrument	202400453242
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount on Record
Tax	$5.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 937, SOUTH FORK, CO 81154-0937

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Aug 19, 2021
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Document Number	00605/2104
Book / Page	605 / 2104
Map Reference	DOC 214114
Instrument Date	Aug 17, 2021
Instrument	202100443925
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 COUNTY ROAD 163, MULESHOE, TX 79347-6212

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Jul 17, 2015
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Document Number	00576/0436
Book / Page	576 / 0436
Map Reference	DOC214114
Instrument Date	Jul 16, 2015
Instrument	201500424468
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6201 CONSTITUTION AVE NE, ALBUQUERQUE, NM 87110-5962

Mortgage

Document Number	201500424469
Date	Jul 17, 2015
Instrument	201500424469

Lender

Name	DEL NORTE BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Aug 6, 2012
Property Address	186 ASPEN DR, SOUTH FORK, CO 81154-9615
Document Number	00561/1044
Book / Page	561 / 1044
Instrument Date	Jul 11, 2012
Instrument	201200415366
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount on Record
Tax	$3.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 937, SOUTH FORK, CO 81154-0937

Tax Assessment & Valuation

The 2025 property tax bill for 186 Aspen Dr was $920, up 6.2% from the year before.

Source: Rio Grande County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Rio Grande County
Municipality	South Fork Town
Unified School District	Upper Rio Grande School District C-7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 (+6.24%)	$13,370 (+0.04%) Land $3,380 Building $9,990	$213,800 (+346.35%) Land $54,000 Building $159,800
2024	$866.00 (+0.7%)	$13,364 (-) Land $13,364	$47,900 (-) Land $47,900
2023	$860.00 (+11.25%)	$13,364 (+12.4%) Land $13,364	$47,900 (+16.83%) Land $47,900
2022	$773.00	$11,890 Land $11,890	$41,000 Land $41,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 186 Aspen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Aspen Dr is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SOUTH FORK WEST MUNICIPAL serves 566 people · EPA ID CO0253718
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aspen Dr

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