Hampden County and Chicopee City property record for 186 Arc St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,172 sqft · built 1930 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Oct 2020) |
| Tax Bill | $5,885 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 391-00004 |
| Primary APN | 391-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 5,248 sqft |
| 1st Floor Area | 1,002 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 391-00004 |
|---|---|
| Street Address | 186 ARCADE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2025 | Deed of Trust, Mortgage · Line of Credit HOLYOKE CU |
| Apr 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 16, 2020 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jul 15, 2019 | Foreclosure NOT AVAILABLE |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALDENVILLE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Document Number | 202059929 |
| Deed Book / Page | 23479 / 28 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025930-364 |
|---|---|
| Date | Jul 7, 2025 |
| Book Page | 25930/364 |
| Instrument | 30441 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024522-163 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 24522/163 |
| Instrument | 25956 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 16, 2020 |
| Property Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Document Number | 23479-28 |
| Book / Page | 23479 / 28 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 59929 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 ADAMS ST, CHICOPEE, MA 01013-4152 |
| Document Number | 59930 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 59930 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 15, 2019 |
| Property Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Document Number | 22754-3 |
| Book / Page | 022754 / 000003 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 38389 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $378.39 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 PEACE ST CHICOPEE MA 010131026, CHICOPEE, MA 01013-1026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 ARCADE ST, CHICOPEE, MA 01020-1144 |
| Document Number | 21794-530 |
| Book / Page | 021794 / 000530 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21794-530 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 021794/000530 |
| Instrument | 44335 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,885.00 (+5.6%) | $388,200 (+2.81%) Land $111,400 Building $276,800 | $379,050 |
| 2024 | $5,573.00 (+6.74%) | $377,600 (+9.58%) Land $109,200 Building $268,400 | |
| 2023 | $5,221.00 | $344,600 Land $99,200 Building $245,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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