186 Amys Run Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 186 Amys Run Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,101 sqft · built 1986
Lot Size	0.044 acres (1,920 sqft)
Owner	Individual Name on Record
Tax Bill	$2,655 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-313-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-313-004.000-018`
Alternative APN	`1610300313004000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	792 sqft
Basement Area	744 sqft
Finished Basement	565 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,920 sqft (0.044 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300313004000
Street Address	186 AMYS RUN DR
City	CARMEL
State	IN
Zip	46032-2172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMELAIRE, LOT 95
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMELAIRE
Legal Lot Number	95
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111007

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 AMYS RUN DR, CARMEL, IN 46032-2172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019
Deed Sale	Jun 25, 2019
Prior Sale	Oct 26, 2018
Deed Document Number	2019027170
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	186 AMYS RUN DR, CARMEL, IN 46032-2172
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 AMYS RUN, CARMEL, IN 46032-2172

Mortgage

Document Number	0000043801
Date	Nov 20, 2023
Instrument	2023043801

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	186 AMYS RUN DR, CARMEL, IN 46032-2172
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 AMYS RUN DR, CARMEL, IN 46032-2172

Mortgage

Document Number	0000013048
Date	Mar 14, 2022
Instrument	2022013048

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 25, 2019
Property Address	186 AMYS RUN DR, CARMEL, IN 46032-2172
Document Number	2019027170
Map Reference	MB 4 PG 97
Instrument Date	Jun 21, 2019
Instrument	2019027170
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 AMYS RUN DR, CARMEL, IN 46032-2172

Mortgage

Document Number	2019027171
Date	Jun 25, 2019
Instrument	2019027171

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 26, 2018
Property Address	186 AMYS RUN DR, CARMEL, IN 46032-2172
Document Number	2018050735
Map Reference	MB4 PG97
Instrument Date	Oct 17, 2018
Instrument	2018050735
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 AMYS RUN DR, CARMEL, IN 46032-2172

Mortgage

Document Number	2018050736
Date	Oct 26, 2018
Instrument	2018050736

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,200 (+12.08%) Land $84,000 Building $208,200	$292,200 (+12.08%) Land $84,000 Building $208,200
2024	$2,655.00 (+6.58%)	$260,700 (+2.64%) Land $84,000 Building $176,700	$260,700 (+2.64%) Land $84,000 Building $176,700
2023	$2,491.00 (+9.59%)	$254,000 (+15.88%) Land $57,200 Building $196,800	$254,000 (+15.88%) Land $57,200 Building $196,800
2022	$2,273.00	$219,200 Land $57,200 Building $162,000	$219,200 Land $57,200 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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