186 Amanda's Way, Murphy, NC 28906 Property Records

Cherokee County property record for 186 Amanda's Way, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1997
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (May 2026)
Tax Bill	$589 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`456100581306000`

Property Details

APN / Parcel Number

Primary APN	`456100581306000`
Alternative APN	`49522`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	2,592 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	199 ft deep x 366 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49522
Street Address	186 AMANDAS WAY
City	MURPHY
State	NC
Zip	28906-8570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 26-B DEGATIDE ESTATES 1609/801
Legal Subdivision	DEGATIDE ESTATES
Legal Tract	26-B
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1021
Census Tract	930603

Owner

186 Amanda's Way is owned by an individual who bought it in May 2026.

Source: Cherokee County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2355 TILSON RD, MURPHY, NC 28906-5319
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FINANCIAL GROUP INC
Mar 28, 2019	Deed, Foreclosure
Mar 28, 2019	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL GROUP INC
May 7, 2018	Quit Claim Deed, Foreclosure Quitclaim
Mar 9, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Document Number	20262343
Deed Book / Page	1801 / 555
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	01586/0657
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 13, 2026
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Document Number	0000002343
Book / Page	1801 / 555
Instrument Date	May 4, 2026
Instrument	20262343
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 TILSON RD, MURPHY, NC 28906-5319
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1640/125
Date	Mar 31, 2020
Book Page	1640/125
Instrument	1657

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2019: Deed, Foreclosure

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 28, 2019
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Document Number	01609/0801
Book / Page	01609 / 0801
Instrument Date	Mar 5, 2019
Instrument	01280
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 N FAIR OAKS AVE, 75, PASADENA, CA 91103-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, LANSING, MI 48906-2147
Investor	Possibly a Property Investor

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 28, 2019
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Document Number	01609/0808
Book / Page	01609 / 0808
Instrument Date	Feb 28, 2019
Instrument	01281
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, 3900, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 AMANDAS WAY, MURPHY, NC 28906-8570

Mortgage

Document Number	01282
Date	Mar 28, 2019
Instrument	01282

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 7, 2018
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Document Number	01586/0657
Book / Page	01586 / 0657
Instrument Date	Apr 27, 2018
Instrument	02154
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 N FAIR OAKS AVE, PASADENA, CA 91103-3651
Investor	Possibly a Property Investor

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 9, 2018
Property Address	186 AMANDAS WAY, MURPHY, NC 28906-8570
Document Number	01582/0345
Book / Page	01582 / 0345
Instrument Date	Mar 7, 2018
Instrument	01118
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 186 Amanda's Way was $589.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00	$121,720	$121,720 Land $18,000 Building $103,720
2023		$121,720	$121,720 Land $18,000 Building $103,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Amanda's Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Amanda's Way is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Amanda's Way

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