186 Albert Dr, Ottoville, OH 45876 Property Records

Putnam County property record for 186 Albert Dr, Ottoville, OH 45876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1992
Lot Size	0.387 acres (16,885 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-058000.0900`

Property Details

APN / Parcel Number

Primary APN	`27-058000.0900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Type	Gable
Lot Area	16,885 sqft (0.387 acres)
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 ALBERT DR
City	OTTOVILLE
State	OH
Zip	45876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00460 MILLER ESTATES SUB-DIV VAL INCL 27-0568.10
Legal Subdivision	MILLER ESTATES SUB-DIV
Legal Lot Number	460
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	3
Census Block	3016
Census Tract	30700

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24816 STATE ROUTE 189, FORT JENNINGS, OH 45844-9548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage SUPERIOR CU
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2012
Transfer Doc	00642/2370
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	186 ALBERT DR, FORT JENNINGS, OH 45844-9084
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00704/1986
Date	Nov 19, 2018
Book Page	704/1986
Instrument	201800005235

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Nov 6, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	186 ALBERT DR, FORT JENNINGS, OH 45844-9084
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00747/1718
Date	Jun 22, 2022
Book Page	747/1718
Instrument	202200002836

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 16, 2034

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Municipality	Ottoville Village
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00 (+2.97%)	$87,600 (-) Land $7,190 Building $80,410	$250,280 (-) Land $20,540 Building $229,740
2024	$3,068.00 (+1.96%)	$87,600 (+26.35%) Land $7,190 Building $80,410
2023	$3,009.00 (+8.24%) Additional exemption filed	$69,330 (-) Land $4,400 Building $64,930	$250,280 (+26.35%) Land $20,540 Building $229,740
2022	$2,780.00	$69,330 Land $4,400 Building $64,930
2020			$198,080 Land $12,570 Building $185,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTOVILLE VILLAGE PWS serves 976 people · EPA ID OH6900812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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