186 Abbot St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 186 Abbot St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,694 sqft · built 2013
Lot Size	1.07 acres (46,962 sqft)
Owner	2 Trust Names on File
Last Sale	$930,000 (Aug 2013)
Tax Bill	$22,075 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00096 B:00002 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00096 B:00002 L:0000B`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,694 sqft Living Area
Gross Area	7,610 sqft
Basement Area	2,056 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,962 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	186 ABBOT ST
City	ANDOVER
State	MA
Zip	01810-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	2
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1020
Census Tract	254301

Owner

186 Abbot St is owner-occupied and held in a trust since February 2026.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	186 ABBOT ST, ANDOVER, MA 01810-4848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2013 · Amount on File
Deed Sale	Aug 5, 2013 · Amount on File
Deed Book / Page	13587 / 205
Last Transfer Date	Feb 26, 2026
Transfer Doc	018520-204
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 26, 2026
Property Address	186 ABBOT ST, ANDOVER, MA 01810-4848
Document Number	018520-204
Book / Page	18520 / 204
Instrument Date	Feb 26, 2026
Instrument	2955
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ABBOT ST, ANDOVER, MA 01810-4848

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 25, 2026
Property Address	186 ABBOT ST, ANDOVER, MA 01810-4848
Document Number	018518-283
Book / Page	18518 / 283
Instrument Date	Feb 15, 2026
Instrument	2825
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ABBOT ST, ANDOVER, MA 01810-4848

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	186 ABBOT ST, ANDOVER, MA 01810-4848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16359-273
Date	Jun 22, 2020
Book Page	16359/273
Instrument	15170

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 186 Abbot St was $22,075, up 3.4% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,075.00 (+3.36%)	$1,767,400 (+6.59%) Land $676,400 Building $1,091,000	$1,830,840
2024	$21,358.00 (+4.29%)	$1,658,200 (+10.6%) Land $619,700 Building $1,038,500
2023	$20,480.00	$1,499,300 Land $558,200 Building $941,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Abbot St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1987–2010)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Abbot St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Abbot St

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