Woodford County property record for 186 Abbey Rd, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-9018-008-00 |
| Primary APN | 19-9018-008-00 |
|---|---|
| Alternative APNs |
|
| Sewer | Connected |
|---|
| Account Number | 35488 |
|---|---|
| Street Address | 186 ABBEY RD |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:44 SEC:1A-1 SUBD:WOOLDRIDGE GARDENS PH 11 MAP REF:D-269 |
| Legal Subdivision | WOOLDRIDGE GARDENS PH 11 |
| Legal Lot Number | 44 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50103 |
186 Abbey Rd, a single family home, is owned by a company.
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1255 PROVIDENCE PLACE PKWY, LEXINGTON, KY 40511-8379 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LUMENT REAL ESTATE CAPITAL LLC |
| Apr 28, 2017 | Deed of Trust, Mortgage ECLIPSE BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 339-323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 186 ABBEY RD, VERSAILLES, KY 40383-8044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M967/104 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | M967/104 |
| Instrument | 185924 |
| Name | LUMENT REAL ESTATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBUS, OH 43215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 186 ABBEY RD, VERSAILLES, KY 40383-8044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M793/081 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | M793/081 |
| Instrument | 35275 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 27, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 186 Abbey Rd was $1,251.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,251.00 | $134,000 | $134,000 |
| 2023 | $1,380.00 | $134,000 | $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Abbey Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 39 (1978–1997) |
| Claims Outside the SFHA | 8 of 39 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Abbey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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