Rensselaer County and Troy City property record for 186 3rd St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,350 sqft · built 1846 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jun 2003) |
| Tax Bill | $6,877 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| APN | 381700 101.69-10-26 |
| Primary APN | 381700 101.69-10-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| 2nd Floor Area | 1,175 sqft |
| Year Built | Built 1846 |
|---|---|
| Effective Year Built | Effective 1846 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0804120 |
|---|---|
| Street Address | 186 3RD ST |
| City | TROY |
| State | NY |
| Zip | 12180-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF |
| Legal Description | 2 STY FR HSE 96-3/S 1/2 6 |
| Legal Block | 10 |
| Legal Lot Number | 26.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Troy Historic District (Boundary Increase) listed 2016 · 223 contributing resources · NRIS 16000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 307, TROY, NY 12181-0307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2003 · Amount on Record |
| Deed Sale | Jun 11, 2003 · Amount on Record |
| Deed Book / Page | 463 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 186 3RD ST, TROY, NY 12180-4460 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097850073 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 9785/73 |
| Instrument | 2021-598355 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,877.00 (-20.39%) Homeowner's exemption | ||
| 2025 | $8,638.00 | $195,000 (-) Land $8,800 Building $186,200 | $333,900 (+19.85%) Land $15,068 Building $318,832 |
| 2023 | $195,000 Land $8,800 Building $186,200 | $278,600 Land $12,573 Building $266,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1994–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks, T-Mobile.
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