Rensselaer County and Troy City property record for 186 2nd Ave, Troy, NY 12180
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 5 ba · 4,633 sqft · built 1890 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $390,000 (Apr 2026) |
| Tax Bill | $16,737 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Apr 2026 Sale & Mortgage + 3 more |
| APN | 381700 90.30-3-7 |
| Primary APN | 381700 90.30-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 4,633 sqft Gross Area |
| Upper Floors Area | 303 sqft |
| Basement Area | 1,627 sqft |
| Unfinished Basement | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 173 ft deep x 68.9 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1500920 |
|---|---|
| Street Address | 186 2ND AVE |
| City | TROY |
| State | NY |
| Zip | 12180-1003 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | MULTI |
| Legal Description | 2.5 STY FR HSE 220-221-6/792-793 S857-58 5 UNITS |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40300 |
186 2nd Ave, a residential property, is owned by a company that bought it in April 2026.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 BROADWAY, 220, MENANDS, NY 12204-2894 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Apr 6, 2026 | Deed, Transfer · Stand-Alone First Mortgage |
| Jun 27, 2022 | Deed, Transfer · Commercial Mortgage FRC VTX ASSETS LLC |
| Feb 11, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Sep 11, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Jun 27, 2022 · Amount on File |
| Deed Book / Page | 11237 / 192 |
| Prior Transfer Date | Sep 6, 1996 |
| Prior Transfer Doc | 0040000660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 186 2ND AVE, TROY, NY 12180-1003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0102200315 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 10220/315 |
| Instrument | 2022-618798 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 6, 2026 |
| Property Address | 186 2ND AVE, TROY, NY 12180-1003 |
| Document Number | 0112370192 |
| Book / Page | 11237 / 192 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026.669651 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Apr 6, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | May 1, 2028 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 27, 2022 |
| Property Address | 186 2ND AVE, TROY, NY 12180-1003 |
| Document Number | 0101020298 |
| Book / Page | 10102 / 298 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-613100 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 MACDONOUGH ST, BROOKLYN, NY 11233-1601 |
| Document Number | 2022613105 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-613105 |
| Name | FRC VTX ASSETS LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 11, 2019 |
| Property Address | 186 2ND AVE, TROY, NY 12180-1003 |
| Document Number | 0000546906 |
| Book / Page | 008754 / 000218 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 546906 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 ASTRO PL DIX HILLS NY 117465729, DIX HILLS, NY 11746-5729 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 11, 2018 |
| Property Address | 186 2ND AVE, TROY, NY 12180-1003 |
| Document Number | 0086210141 |
| Book / Page | 008621 / 000141 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 AVENUE N BROOKLYN NY 112343711, BROOKLYN, NY 11234-3711 |
The 2026 property tax bill for 186 2nd Ave was $16,737, up 0.3% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,737.00 (+0.32%) | ||
| 2025 | $16,684.00 | $200,000 Land $12,500 Building $187,500 | $342,500 Land $21,406 Building $321,094 |
| 2023 | $200,000 (-) Land $12,500 Building $187,500 | $285,700 (+8.57%) Land $17,856 Building $267,844 | |
| 2022 | $8,721.00 | $200,000 Land $12,500 Building $187,500 | $263,158 Land $16,447 Building $246,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 186 2nd Ave.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 186 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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