18596 Harbor Light Way, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 18596 Harbor Light Way, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,366 sqft · built 1996
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (May 2021)
Tax Bill	$14,074 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-02-13-000-3050`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-02-13-000-3050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,366 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	1,746 sqft
Upper Floors Area	1,620 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Pool Area	90 sqft
Porch	Finished Screened Porch
Porch Area	360 sqft
Patio Area	1,198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18596 HARBOR LIGHT WAY
City	BOCA RATON
State	FL
Zip	33498-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHORES AT BOCA RATON PH 3 & 4 LT 305
Legal Range	41E
Legal Township	47S
Legal Section	02
Legal Subdivision	SHORES AT BOCA RATON PH 3 & 4
Legal Phase	3
Legal Lot Number	305
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2009
Census Tract	7748

Owner

18596 Harbor Light Way is owned and occupied by two individuals who bought it in May 2021.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 31, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	2021242880
Deed Book / Page	32520 / 1159
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0323390404
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 26, 2021
Property Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928
Document Number	0325201159
Book / Page	32520 / 1159
Map Reference	MB 74 PG 40
Instrument Date	May 19, 2021
Instrument	20210242880
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLE EXCHANGE OF FLORIDA INC, TITLE ONE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 ANDREWS AVE, 810, DELRAY BEACH, FL 33483-7220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928

Mortgage

Document Number	325201162
Date	May 26, 2021
Instrument	32520/1162

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 31, 2021
Property Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928
Document Number	0323390404
Book / Page	32339 / 404
Map Reference	MB 74 PG 40-45
Instrument Date	Mar 18, 2021
Instrument	20210144701
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,129.10
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 TROPIC ISLE DR APT 204, 207, DELRAY BEACH, FL 33483-4743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18596 HARBOR LIGHT WAY, BOCA RATON, FL 33498-4928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0313441020
Date	Apr 7, 2020
Book Page	31344/1020
Instrument	20200124491

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BOCA RATON, FL 33498

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 18596 Harbor Light Way was $14,074, up 3.6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,074.00 (+3.59%)	$836,744	$836,744 Land $245,000 Building $591,744
2024	$13,586.00 (+4.51%)
2023	$13,000.00 (+13%)	$830,021 (+26.17%) Land $270,000 Building $560,021	$830,021 (+26.17%) Land $270,000 Building $560,021
2022	$11,504.00	$657,835 Land $193,050 Building $464,785	$657,835 Land $193,050 Building $464,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18596 Harbor Light Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18596 Harbor Light Way is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Hotwire Communications Fiber	1,000 / 200

May also be available: T-Mobile.

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