18595 Mainsail Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 18595 Mainsail Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,635 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$451,995 (Jun 2020)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0127C-0C-007.00`

Property Details

APN / Parcel Number

Primary APN	`0127C-0C-007.00`
Alternative APN	`82963`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,635 sqft Living Area
Gross Area	4,165 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront - Canal
Garage Area	441 sqft
Porch	Porch
Porch Area	1,065 sqft
Deck Area	24 sqft

Location & Zoning

Account Number	82963
Street Address	18595 MAINSAIL CT
City	LANCASTER
State	SC
Zip	29720-8493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Subdivision	EDGEWATER SUBDIVISION
Legal Block	260
Legal Lot Number	260
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

18595 Mainsail Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18595 MAINSAIL CT, LANCASTER, SC 29720-8493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 1, 2019	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Aug 24, 2011 · Amount on File
Deed Document Number	20209842
Deed Book / Page	1339 / 134
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 22, 2020
Property Address	18595 MAINSAIL CT, LANCASTER, SC 29720-8493
Document Number	0000009842
Book / Page	1339 / 134
Map Reference	MB 2006 PG 132
Instrument Date	Jun 19, 2020
Instrument	2020009842
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18595 MAINSAIL CT, LANCASTER, SC 29720-8493

Mortgage

Document Number	0000009843
Date	Jun 22, 2020
Instrument	2020009843

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Recording Date	Mar 1, 2019
Property Address	18595 MAINSAIL CT, LANCASTER, SC 29720-8493
Book / Page	003696 / 000090
Instrument Date	Feb 18, 2019
Instrument	2834
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002834
Date	Mar 1, 2019
Book Page	003696/000090
Instrument	2834

Lender

Name	FIRST NAT'L BK PENNSYLVANIA
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18595 Mainsail Ct was $3,585, up 8.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,585.00 (+8.47%)	$20,709 Land $4,977 Building $15,732	$520,100 Land $125,000 Building $395,100
2024	$3,305.00
2023	$3,305.00	$18,008 Land $4,000 Building $14,008	$450,200 Land $100,000 Building $350,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18595 Mainsail Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18595 Mainsail Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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