Hamilton County property record for 1859 Windhill Ter, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,456 sqft · built 1973 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jul 2026) |
| Tax Bill | $6,431 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0212-0294-00 |
| Primary APN | 500-0212-0294-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 1,676 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1859 WINDHILL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDHILL TER 80 X 150 LOT 120 COMMONWEALTH PARKSUB BLK D |
| Legal Subdivision | COMMONWEALTH PARKSUB |
| Legal Block | D |
| Legal Lot Number | 120 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 25102 |
Source: Hamilton County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CREDIT UNION |
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTIAN FAMILY CU INC |
| Aug 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED METHODIST FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2006 · Amount on Record |
| Deed Document Number | 202658442 |
| Deed Book / Page | 15710 / 1467 |
| Prior Transfer Date | Aug 20, 2018 |
| Prior Transfer Doc | 0000077168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Document Number | 0000058442 |
| Book / Page | 15710 / 1467 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202658442 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,790.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000058443, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202658443 |
| Name | SUPERIOR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Document Number | 0000023237 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 15633/344 |
| Instrument | 2026-0023237 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000093513 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14471/4563 |
| Instrument | 2021-0093513 |
| Name | CHRISTIAN FAMILY CU INC |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 31, 2018 |
| Property Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Document Number | 0000077168 |
| Book / Page | 13744 / 00271 |
| Map Reference | MB 182 PG 58&59 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018-0077168 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | HALLMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1859 WINDHILL TER, CINCINNATI, OH 45255-2424 |
| Document Number | 0000077171 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018-0077171 |
| Name | UNITED METHODIST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,431.00 (+2.9%) | $102,831 (+%) Land $16,538 Building $86,293 | $293,800 (-) Land $47,250 Building $246,550 |
| 2024 | $6,250.00 (+5.13%) | $102,829 (-) Land $16,537 Building $86,292 | |
| 2023 | $5,945.00 (+11.73%) | $102,829 (+25.51%) Land $16,537 Building $86,292 | $293,800 (+25.51%) Land $47,250 Building $246,550 |
| 2022 | $5,321.00 Homeowner's exemption | $81,932 Land $16,135 Building $65,797 | |
| 2020 | $234,090 Land $46,100 Building $187,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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