Mobile County property record for 1859 Saint Stephens Ct, Mobile, AL 36617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,931 sqft · built 1989 |
| Lot Size | 0.168 acres (7,280 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022907420001390 |
| Primary APN | R022907420001390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,931 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Upper Floors Area | 581 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,280 sqft (0.168 acres) |
| Lot Dimensions | 80 ft deep x 91 ft wide |
| Garage Type | Mixed |
| Garage Area | 377 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 503 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 823112 |
|---|---|
| Street Address | 1859 SAINT STEPHENS CT |
| City | MOBILE |
| State | AL |
| Zip | 36617-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 ST STEPHENS CT MBK 20 PG 48 #SEC 42 T4S R1W #MP29 07 42 0 001 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 42 |
| Legal Subdivision | ST STEPHENS |
| Legal Lot Number | 14 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701 |
1859 Saint Stephens Ct is owned and occupied by an individual who acquired it in July 2012.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1859 SAINT STEPHENS CT, MOBILE, AL 36617-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2012 |
| Transfer Doc | 0000041915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1859 SAINT STEPHENS CT, MOBILE, AL 36617-3301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1859 SAINT, MOBILE, AL 36617 |
| Document Number | 0000061091 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025061091 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $10,760 Land $600 Building $10,160 | $107,600 Land $6,000 Building $101,600 |
| 2023 | Additional exemption filed | $9,530 Land $680 Building $8,850 | $95,300 Land $6,800 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1859 Saint Stephens Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1980–1981) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1859 Saint Stephens Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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