1859 NW 3rd Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1859 NW 3rd Ln, Okeechobee, FL 34972

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size0.401 acres (17,498 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2025)
Tax Bill$1,577 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-17-37-35-0040-00020-0190

Property Details

APN / Parcel Number

Primary APN1-17-37-35-0040-00020-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,512 sqft Heated Area
Gross Area1,952 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area17,498 sqft (0.401 acres)
Lot Dimensions175 ft deep x 100 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1859 NW 3RD LN
CityOKEECHOBEE
StateFL
Zip34972-2823
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionELLEDGE'S OKEECHOBEE PARK (PLAT BOOK 2 PAGE 62) LOTS 19 & 20 BLOCK 2; TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED
Legal Range35E
Legal Township37S
Legal Section17
Legal SubdivisionOKEECHOBEE PARK
Legal Block2
Legal Lot Number19,20 20
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3028
Census Tract910202

Owner

Source: Okeechobee County records · APN 1-17-37-35-0040-00020-0190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Aug 25, 2021Deed of Trust, Mortgage · Balloon Mortgage
MARY ADKINSON ETAL
Dec 09, 2021Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Aug 25, 2021Warranty Deed, Transfer · Conventional Mortgage
PORTIA SCOTT ETAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleSep 11, 2023 · Amount on Record
Deed Document Number2025008184
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 11, 2023
Property Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823
Document Number0000010589
Map ReferenceMB 2 PG 62
Instrument DateSep 06, 2023
Instrument2023010589
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14332 SW 289TH TER, HOMESTEAD, FL 33033-3004

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823

Mortgage

Document Number0000010590
DateSep 11, 2023
Instrument2023010590
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Mortgage

Document Number0000010591
DateSep 11, 2023
Instrument2023010591
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
Address32031
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanySUNBELT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010956
DateAug 25, 2021
Instrument2021010956
Lender
NameMARY ADKINSON ETAL
TypePrivate Party
Address900 CROSS LAKE DR, MELBOURNE, FL 32901
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term36 Months
DueAug 10, 2024

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 09, 2021
Property Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823
Document Number0000015636
Map ReferenceMB 2 PG 62
Instrument DateDec 09, 2021
Instrument2021015636
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1859 NW 3RD LN, 1859, OKEECHOBEE, FL 34972-2823

Transferred To (Grantee/Buyer)

NameVerified Name
Address14332 SW 289TH TER, HOMESTEAD, FL 33033-3004

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 25, 2021
Property Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823
Document Number2021010954
Map ReferenceMB 2 PG 62
Instrument DateAug 10, 2021
Instrument2021010954
Transaction TypeTransfer
Record UpdatedSep 09, 2021
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1919 NW 3RD LN, 1919, OKEECHOBEE, FL 34972-2823

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 NW 3RD LN, OKEECHOBEE, FL 34972-2823

Mortgage

Document Number0000010955
DateAug 25, 2021
Instrument2021010955
Lender
NamePORTIA SCOTT ETAL
TypePrivate Party
Address921 SE CENTRAL PKWY, STUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueAug 10, 2024

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,577.00 (-33.01%) Homeowner's exemption$155,617 (+20.63%) Land $20,865 Building $134,752$155,617 (+20.63%) Land $20,865 Building $134,752
2023$2,354.00 (+14.89%)$129,004 (+19.12%) Land $16,050 Building $112,954$129,004 (+19.12%) Land $16,050 Building $112,954
2022$2,049.00$108,293 Land $16,050 Building $92,243$108,293 Land $16,050 Building $92,243

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2005–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 218 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on NW 3rd Ln

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