Frederick County property record for 1859 Millstream Dr, Frederick, MD 21702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 12,216 sqft (0.28 acres) |
| Garage | Attached, 336 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2026) |
| Tax Bill | $5,671.00 (2024) |
| Primary APN | 02-070545 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 2,960 sqft Gross Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,216 sqft (0.28 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Deck Area | 224 sqft Deck |
| Porch | Open Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 070545 |
|---|---|
| Street Address | 1859 MILLSTREAM DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 30 PLAT 5 SECT 4 12216 SQ FT AMBER MEAODWS |
| Legal Subdivision | AMBER MEAODWS |
| Legal Block | A |
| Legal Lot Number | 30 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-070545
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE PLAN INC |
| Jun 21, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNEBANK MORTGAGE |
| Jun 30, 2021 | Deed, Transfer · Conventional Mortgage THE MORTGAGE LINK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17817 / 190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 0178170190 |
| Book / Page | 17817 / 190 |
| Instrument Date | Apr 07, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | E ASSURANCE TITLE, ASSURANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560,550.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 1781000198, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 17817/198 |
| Name | MORTGAGE PLAN INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 21, 2022 |
| Property Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 0159920379 |
| Book / Page | 15992 / 379 |
| Map Reference | MB 22 PL 42 |
| Instrument Date | Jun 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 0015992387 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 15992/387 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 30, 2021 |
| Property Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 0150410362 |
| Book / Page | 15041 / 362 |
| Map Reference | MB 22 PL 42 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1859 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 15041368 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 15041/368 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437,400 (+32.98%) Land $129,500 Building $307,900 | $437,400 (-) Land $129,500 Building $307,900 | |
| 2024 | $5,671.00 (+7.24%) | ||
| 2023 | $5,288.00 | $328,933 | $437,400 Land $129,500 Building $307,900 |
1859 Millstream Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 2nd in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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