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1859 McDougal Ter, El Cajon, CA 92021 Property Records

San Diego County property record for 1859 McDougal Ter, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,767 sqft · built 2000
Lot Size0.121 acres (5,266 sqft)
Owner2 Individual Names on File
Last Sale$865,000 (Apr 2024)
Tax Bill$10,832 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN400-520-38-00

Property Details

APN / Parcel Number

Primary APN400-520-38-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,767 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area5,266 sqft (0.121 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1859 MCDOUGAL TER
CityEL CAJON
StateCA
Zip92021-3681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD-LOW
Legal DescriptionLOT 38 TR 013813
Legal SubdivisionFRIENDLY TERRACE
Legal Tract013813
Legal Block1
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract16809

Owner

Source: San Diego County records · APN 400-520-38-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1859 MCDOUGAL TER, EL CAJON, CA 92021-3681
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleJan 31, 2007 · Amount on Record
Deed Document Number2024104095
Prior Transfer DateMay 17, 2000
Prior Transfer Doc0000317060
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2024
Property Address1859 MCDOUGAL TER, EL CAJON, CA 92021-3681
Document Number0000104095
Map ReferenceMAP 13813
Instrument DateApr 19, 2024
Instrument2024-0104095
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1859 MCDOUGAL TER, EL CAJON, CA 92021-3681

Mortgage

Document Number0000104096
DateApr 25, 2024
Instrument2024-0104096
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Mortgage

Document Number0000104097
DateApr 25, 2024
Instrument2024-0104097
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueJun 18, 2054

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$899,944 (+2%) Land $387,668 Building $512,276
2025$10,832.00 (+25.79%) Homeowner's exemption$882,299 (+35.41%) Land $380,067 Building $502,232
2023$8,611.00 (+4.78%) Homeowner's exemption$651,564 Land $280,673 Building $370,891
2022$8,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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