1859 Cliffview Ln, Florence, KY 41042 Property Records

Boone County property record for 1859 Cliffview Ln, Florence, KY 41042

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,028 sqft · built 1989
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jun 2023)
Tax Bill$2,819 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN049.09-12-021.06

Property Details

APN / Parcel Number

Primary APN049.09-12-021.06
Alternative APN
  • 16447

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,028 sqft Finished Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1859 CLIFFVIEW LN
CityFLORENCE
StateKY
Zip41042-2549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 21-F PH I PT 15 CLIFFS AT OAKBROOK (HANCOCK) (49H2-556)
Legal SubdivisionOAKBROOK
Legal Phase1
Legal Lot Number21
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3001
Census Tract70305

Owner

1859 Cliffview Ln, a condominium, is owned and occupied by two individuals who bought it in June 2023.

Source: Boone County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CREDIT UNION
Jun 1, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
May 17, 2021Intrafamily Transfer, Transfer
Dec 11, 2020Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Prior SaleMar 19, 2001 · Amount on File
Deed Document Number2023948070
Deed Book / Page1205 / 801
Prior Transfer DateMay 26, 2023
Prior Transfer Doc0000948066
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Recording DateSep 9, 2026
Property Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549
Document Number0001619192
Book / Page4954 / 1
Instrument DateSep 3, 2026
Instrument20261619192
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549

Mortgage

Document Number0001619192,
DateSep 9, 2026
Book Page4954/1
Instrument20261619192
Lender
NameGENERAL ELECTRIC CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 3, 2046
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJun 1, 2023
Property Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549
Document Number0D1205/801
Book / PageD1205 / 801
Map ReferenceSL 233-B
Instrument DateMay 23, 2023
Instrument948070
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1088 OMENA PL, CINCINNATI, OH 45238-4520

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549

Mortgage

Document Number0000948073
DateJun 1, 2023
Instrument948073
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJun 1, 2024
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Max Rate12.2%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOONE KY
Recording DateMay 17, 2021
Property Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549
Document NumberD1165/915
Book / PageD1165 / 915
Map ReferenceSL 233-B
Instrument DateMar 26, 2021
Instrument835879
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549

December 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBOONE KY
Recording DateDec 11, 2020
Property Address1859 CLIFFVIEW LN, FLORENCE, KY 41042-2549
Document NumberMC1383/541
Book / PageMC1383 / 541
Map ReferenceSL 233-B
Instrument DateNov 18, 2020
Instrument820759
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIDOL CLEPVIEW LAND, FLORENCE, KY 41042

Tax Assessment & Valuation

The 2025 property tax bill for 1859 Cliffview Ln was $2,819.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,819.00$305,000 Building $305,000
2024$305,000 (+54.04%) Building $305,000
2023$2,239.00 (+3.04%)$198,000 (-) Building $198,000$198,000 (-) Building $198,000
2022$2,173.00$198,000 Building $198,000$198,000 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1859 Cliffview Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1859 Cliffview Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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