1859 Beach Rd, Bowie, TX 76230 Property Records

Montague County property record for 1859 Beach Rd, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	3,048 sqft · built 2008
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2016)
Tax Bill	$8,783 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000023642`

Property Details

APN / Parcel Number

Primary APN	`R000023642`
Alternative APN	`52050.0001.0001.0004`

Interior

Building Area	3,048 sqft Total Area
Upper Floors Area	280 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	64,033 sqft (1.47 acres)
Porch	Porch
Porch Area	30 sqft

Location & Zoning

Account Number	52050.0001.0001.0004
Street Address	1859 BEACH RD
City	BOWIE
State	TX
Zip	76230-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 1.470 LOT 4 BLK 1 PHASE 1 NORTHBEACH ADDITION
Legal Subdivision	COWANS ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	2
Census Block	2065
Census Tract	950401

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1859 BEACH RD, BOWIE, TX 76230-9034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE JACKSBORO NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	20163725
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	0000003725
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1859 BEACH RD, BOWIE, TX 76230-9034
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1859 BEACH RD, BOWIE, TX 76230-9034

Mortgage

Document Number	0002303399
Date	Aug 10, 2023
Instrument	2303399

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Apr 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1859 BEACH RD, BOWIE, TX 76230-9034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2004439
Date	Oct 13, 2020
Instrument	2004439

Lender

Name	THE JACKSBORO NATIONAL BANK
Type	Bank
Address	JACKSBORO, TX 76458

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,783.00 (+255.16%) Homeowner's exemption	$653,980 (+4.95%) Land $191,920 Building $462,060	$653,980 (+4.95%) Land $191,920 Building $462,060
2025	$2,473.00 (+87.35%) Homeowner's exemption	$623,110 (+38.01%) Land $191,920 Building $431,190	$623,110 (+38.01%) Land $191,920 Building $431,190
2023		$451,500 Land $191,920 Building $259,580	$451,500 Land $191,920 Building $259,580
2022	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMON G CARTER LAKE WSC serves 750 people · EPA ID TX1690023
Water Source	Purchased surface water from CITY OF BOWIE
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Aug 2021 Lead public education Dec 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Comcell Fixed Wireless	100 / 20
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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