18585 Oak Ridge Ln, Ramona, CA 92065 Property Records

San Diego County property record for 18585 Oak Ridge Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,952 sqft · built 1975
Lot Size	13.3 acres (579,348 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Oct 2014)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`287-070-15-00`

Property Details

APN / Parcel Number

Primary APN	`287-070-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	579,348 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18585 OAK RIDGE LN
City	RAMONA
State	CA
Zip	92065-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	SEC 19-13-2E LOT 1 ALL LY NLY OF RD OP IN W H OF
Legal Range	02E
Legal Township	13
Legal Section	19
Legal Subdivision	WEST HALF SEC 19
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18585 OAK RIDGE LN, RAMONA, CA 92065-4070
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUSON FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Prior Sale	Aug 12, 2002 · Amount on Record
Deed Document Number	2014446927
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000386308
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2022
Property Address	18585 OAK RIDGE LN, RAMONA, CA 92065-4070
Document Number	0000386308
Instrument Date	Sep 26, 2022
Instrument	2022-0386308
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18585 OAK RIDGE LN, RAMONA, CA 92065-4070

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18585 OAK RIDGE LN, RAMONA, CA 92065-4070
Document Number	0000048080
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18585 OAK RIDGE LN RAMONA CA 920654070, RAMONA, CA 92065-4070

Mortgage

Document Number	0000048080
Date	Jan 30, 2017
Instrument	48080

Lender

Name	SUSON FAMILY TRUST (PT)
Address	285 DOE RUN CIR, HENDERSON, NV 89012-2708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,602 (+2%) Land $306,466 Building $196,136
2025	$5,787.00 (+9.35%)	$492,748 (+4.04%) Land $300,457 Building $192,291
2023	$5,292.00 (-2.13%)	$473,616 Land $288,791 Building $184,825
2022	$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications, T-Mobile, Verizon.

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