San Bernardino County property record for 18585 Chapae Ln, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,602 sqft · built 2005 |
| Lot Size | 0.648 acres (28,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Apr 2025) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0473-064-01-0000 |
| Primary APN | 0473-064-01-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,602 sqft Living Area |
| Gross Area | 3,378 sqft |
| 1st Floor Area | 2,602 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 28,227 sqft (0.648 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18585 CHAPAE LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4053 LOT 241 TRACT NO 4053 LOT 241 EX UND 1/2 INT MIN RTS WITHOUT S EEX ST |
| Legal Subdivision | TRACT NO. 4053 |
| Legal Tract | 4053 |
| Legal Block | 1 |
| Legal Lot Number | 241 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9722 |
18585 Chapae Ln is owned and occupied by an individual who bought it in April 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18585 CHAPAE LN, APPLE VALLEY, CA 92307-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 15, 2019 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 202598556 |
| Prior Transfer Date | Apr 28, 1998 |
| Prior Transfer Doc | 0000181932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 18585 CHAPAE LN, APPLE VALLEY, CA 92307-4611 |
| Document Number | 0000109338 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026109338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2331 FARGO CIR, CORONA, CA 92881-8642 |
| Document Number | 0000109338, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026109338 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 15, 2019 |
| Property Address | 18585 CHAPAE LN, APPLE VALLEY, CA 92307-4611 |
| Document Number | 0000116483 |
| Map Reference | MB 53 PG 7-10 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 2019-0116483 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18585 CHAPAE LN, APPLE VALLEY, CA 92307-4611 |
| Document Number | 0000116484 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019-0116484 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 18585 Chapae Ln was $5,269.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $693,600 (+52%) Land $138,720 Building $554,880 | |
| 2025 | $5,269.00 | $456,304 Land $84,333 Building $371,971 |
| 2023 | $5,074.00 (+1.52%) | $438,584 Land $81,058 Building $357,526 |
| 2022 | $4,998.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18585 Chapae Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18585 Chapae Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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