18584 Vessing Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18584 Vessing Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,851 sqft · built 1962
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Company Names on Record
Last Sale	$5,100,000 (Apr 2022)
Tax Bill	$64,785 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`397-06-045`

Property Details

APN / Parcel Number

Primary APN	`397-06-045`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,851 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	2,748 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	47,916 sqft
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	5,201 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	18584 VESSING RD
City	SARATOGA
State	CA
Zip	95070-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Description	LOT C
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5005
Census Tract	507301

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 1, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Sep 5, 2017	Deed of Trust, Mortgage QUICKEN LNS
Feb 28, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	202225273913
Prior Transfer Date	Mar 15, 2002
Prior Transfer Doc	0016270367
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18584 VESSING RD, SARATOGA, CA 95070-5656

Mortgage

Document Number	0025315137
Date	Jun 6, 2022
Instrument	25315137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2022
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Document Number	0025273913
Map Reference	MB 125 PG 9
Instrument Date	Mar 24, 2022
Instrument	25273913
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18584 VESSING RD, 18584, SARATOGA, CA 95070-5656

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18584 VESSING RD, SARATOGA, CA 95070-5656

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023886082
Date	Mar 13, 2018
Instrument	23886082

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024391233
Date	Jan 29, 2020
Instrument	24391233

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 20, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Document Number	0023749382
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18584 VESSING RD SARATOGA CA 950705656, SARATOGA, CA 95070-5656

Mortgage

Document Number	0023749382
Date	Sep 11, 2017
Instrument	23749382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2017
Property Address	18584 VESSING RD, SARATOGA, CA 95070-5656
Document Number	0023590352
Map Reference	MAP125 PG9
Instrument Date	Feb 21, 2017
Instrument	23590352
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18584 VESSING RD, SARATOGA, CA 95070-5656

Mortgage

Document Number	0023590353
Date	Feb 28, 2017
Instrument	23590353

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,100,000 (-3.77%) Land $3,900,000 Building $1,200,000
2025	$64,785.00 (+26.72%)	$5,300,000 (+26.19%) Land $3,950,000 Building $1,350,000
2023	$51,124.00 (+31.36%)	$4,200,000 Land $3,100,000 Building $1,100,000
2022	$38,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Cruzio, Frontier, Ridge Wireless, T-Mobile, Verizon.

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