18580 Cox Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18580 Cox Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,119 sqft · built 2023
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jan 2020)
Tax Bill	$41,119 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`389-13-009`

Property Details

APN / Parcel Number

Primary APN	`389-13-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,119 sqft Living Area
1st Floor Area	3,119 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18580 COX AVE
City	SARATOGA
State	CA
Zip	95070-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 708 EL QUITO PARK BOOK 26 PAGE 45 PAGE 47 BLOCK 9 LOT 23
Legal Subdivision	EL QUITO PARK
Legal Tract	708
Legal Block	9
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1007
Census Tract	507402

Owner

18580 Cox Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18580 COX AVE, SARATOGA, CA 95070-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 8, 2020	Grant Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Apr 2, 2010 · Amount on File
Deed Document Number	202024375413
Prior Transfer Date	Sep 9, 2011
Prior Transfer Doc	0021329666
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18580 COX AVE, SARATOGA, CA 95070-4108
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18580 COX AVE, SARATOGA, CA 95070-4108

Mortgage

Document Number	0025916028
Date	Dec 9, 2025
Instrument	25916028

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2055

Interest

Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 8, 2020
Property Address	18580 COX AVE, SARATOGA, CA 95070-4108
Document Number	0024375413
Instrument Date	Jan 2, 2020
Instrument	24375413
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1505 SUSSEX CT CHAMPAIGN IL 618216980, CHAMPAIGN, IL 61821-6980

Mortgage

Document Number	24375414
Date	Jan 8, 2020
Instrument	24375414

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18580 Cox Ave was $41,119 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,342,413 (+2%) Land $1,469,693 Building $1,872,720
2025	$41,119.00 Homeowner's exemption	$3,276,876 Land $1,440,876 Building $1,836,000
2023	$33,301.00 (+59.33%)	$2,603,926 Land $1,384,926 Building $1,219,000
2022	$20,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18580 Cox Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18580 Cox Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

Nearby Properties on Cox Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures