1858 NW Pine Lake Dr, Stuart, FL 34994 Property Records

Martin County property record for 1858 NW Pine Lake Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 1975
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$625,500 (Mar 2021)
Tax Bill	$10,603 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-37-41-004-000-0016.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-004-000-0016.0-5-0000`
Alternative APNs	`30-37-41-004-000-00160-5` `7123`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,379 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,996 sqft (0.482 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	28 sqft
Deck Area	170 sqft
Patio Area	714 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7123
Street Address	1858 NW PINE LAKE DR
City	STUART
State	FL
Zip	34994-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SYLVAN SHORES LOT 16
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	SYLVAN SHORES
Legal Block	1
Legal Lot Number	16
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

1858 NW Pine Lake Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1858 NW PINE LAKE DR, STUART, FL 34994-9445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jan 28, 2014 · Amount on File
Deed Document Number	20212875043
Deed Book / Page	3206 / 2749
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 17, 2021
Property Address	1858 NW PINE LAKE DR, STUART, FL 34994-9445
Document Number	0032062749
Book / Page	3206 / 2749
Map Reference	MB 3 PG 71
Instrument Date	Mar 11, 2021
Instrument	2875043
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MERIT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,378.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1858 NW PINE LAKE DR, 1858, STUART, FL 34994-9445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41298 RESERVOIR RD, LEESBURG, VA 20175-6361

Mortgage

Document Number	0032062750
Date	Mar 17, 2021
Instrument	3206/2750

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1858 NW Pine Lake Dr was $10,603 with a homeowner's exemption, down 5.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,603.00 (-5.68%) Additional exemption filed	$684,740 Land $560,000 Building $124,740	$684,740 Land $560,000 Building $124,740
2024	$11,241.00 (-5.32%)
2023	$11,873.00 (+10.62%) Additional exemption filed	$727,340 (+17.28%) Land $595,000 Building $132,340	$727,340 (+17.28%) Land $595,000 Building $132,340
2022	$10,733.00	$620,150 Land $529,200 Building $90,950	$620,150 Land $529,200 Building $90,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1858 NW Pine Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 21 condo units
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 NW Pine Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20