1858 Mission Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1858 Mission Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,112 sqft · built 1948
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2025)
Tax Bill	$857 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552204600993000`

Property Details

APN / Parcel Number

Primary APN	`552204600993000`
Alternative APN	`53047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Heated Area
Gross Area	1,714 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	129 ft deep x 295 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	154 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53047
Street Address	1858 MISSION RD
City	MURPHY
State	NC
Zip	28906-6459
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR PHELAN 823/62 1474/146
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1016
Census Tract	930401

Owner

Source: Cherokee County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1858 MISSION RD, MURPHY, NC 28906-6459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	2347
Deed Book / Page	1778 / 903
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1858 MISSION RD, MURPHY, NC 28906-6459
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01738/1047
Date	Jul 18, 2023
Book Page	1738/1047
Instrument	3479

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 22, 2025
Property Address	1858 MISSION RD, MURPHY, NC 28906-6459
Document Number	001778/903
Book / Page	1778 / 903
Instrument Date	Apr 22, 2025
Instrument	2347
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1858 MISSION RD, MURPHY, NC 28906-6459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1858 MISSION RD, MURPHY, NC 28906-6459

Mortgage

Document Number	0001778906
Date	May 22, 2025
Instrument	1778/906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 19, 2020
Property Address	1858 MISSION RD, MURPHY, NC 28906-6459
Document Number	001660/791
Book / Page	1660 / 791
Instrument Date	Oct 14, 2020
Instrument	5978
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 PINHOOK RD, MURPHY, NC 28906-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 MISSION RD, MURPHY, NC 28906-6459

Mortgage

Document Number	0001660793
Date	Oct 19, 2020
Instrument	1660/793

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00	$110,320 (-30.95%)	$110,320 (-30.95%) Land $9,440 Building $100,880
2023		$159,760	$159,760 Land $9,440 Building $150,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mission Rd

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