1858 Marbella Dr, Elgin, IL 60124 Property Records

Kane County property record for 1858 Marbella Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$540,000 (Feb 2024)
Tax Bill	$14,565 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-153-015`

Property Details

APN / Parcel Number

Primary APN	`08-01-153-015`

Location & Zoning

Street Address	1858 MARBELLA DR
City	ELGIN
State	IL
Zip	60124-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 2A - LOT 276
Legal Subdivision	STONY CREEK
Legal Block	2
Legal Lot Number	276
Legal Unit	2A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2005
Census Tract	852406

Owner

1858 Marbella Dr is owned by two individuals who bought it in February 2024.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 BUCKEYE DR, HOFFMAN ESTATES, IL 60169-1819
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	20245487
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 21, 2024
Property Address	1858 MARBELLA DR, ELGIN, IL 60124-1123
Document Number	0000005487
Map Reference	DOC 2021K022404
Instrument Date	Feb 20, 2024
Instrument	2024K005487
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1858 MARBELLA DR, ELGIN, IL 60124-1123

Mortgage

Document Number	0000005488
Date	Feb 21, 2024
Instrument	2024K005488

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.5%
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1858 Marbella Dr was $14,565.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elgin City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,565.00
2024		$131,835 Land $2,258 Building $129,577	$395,663 Land $6,777 Building $388,887
2022	$167.00 (+2.45%)	$1,840 (+5.93%) Land $1,840	$5,520 (+5.93%) Land $5,520
2021	$163.00	$1,737 Land $1,737	$5,211 Land $5,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1858 Marbella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 Marbella Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20