1858 Key Lake Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1858 Key Lake Dr, Sebring, FL 33875

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.226 acres (9,863 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2025)
Tax Bill	$210 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`C245806000500110`

Property Details

APN / Parcel Number

Primary APN	`C245806000500110`
Alternative APN	`C-24-35-28-060-0050-0110`

Exterior

Lot Area	9,863 sqft (0.226 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Old Parcel Number	C245806000500110
Street Address	1858 KEY LAKE DR
City	SEBRING
State	FL
Zip	33875-6028
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 6 PB 6-PG 35 LOT 11 BLK 5
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	5
Legal Lot Number	11
Legal Unit	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	961301

Owner

1858 Key Lake Dr, residential vacant land, is owned and occupied by an individual who bought it in December 2025.

Source: Highlands County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1858 KEY LAKE DR, SEBRING, FL 33875-6028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Aug 14, 2023 · Amount on File
Deed Document Number	2289795
Deed Book / Page	3159 / 1931
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 1, 2025
Property Address	1858 KEY LAKE DR, SEBRING, FL 33875-6028
Document Number	0002289795
Book / Page	3159 / 1931
Map Reference	MB 6 PG 35
Instrument Date	Nov 26, 2025
Instrument	2289795
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 N RIDGEWOOD DR, SEBRING, FL 33870-7202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1858 KEY LAKE DR, SEBRING, FL 33875-6028

Mortgage

Document Number	0031591933
Date	Dec 1, 2025
Instrument	3159/1933

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 14, 2023
Property Address	1858 KEY LAKE DR, SEBRING, FL 33875-6028
Document Number	0002164402
Book / Page	2992 / 938
Map Reference	MB 6 PG 35
Instrument Date	Aug 7, 2023
Instrument	2164402
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2227 E GRANITE VIEW DR, PHOENIX, AZ 85048-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N RIDGEWOOD DR, SEBRING, FL 33870-7202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 Land $14,000	$14,000 Land $14,000
2024	$210.00 (+57.89%)
2023	$133.00 (+41.49%)	$12,000 (+114.29%) Land $12,000	$12,000 (+114.29%) Land $12,000
2022	$94.00	$5,600 Land $5,600	$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1858 Key Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 Key Lake Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Key Lake Dr

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