1858 Joseph Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1858 Joseph Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,473 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,275,000 (Dec 2018)
Tax Bill	$18,097 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`258-422-003-8`

Property Details

APN / Parcel Number

Primary APN	`258-422-003-8`
Alternative APN	`258-422-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,473 sqft Living Area
1st Floor Area	2,473 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1858 JOSEPH DR
City	MORAGA
State	CA
Zip	94556-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 3745 LOT 35 EX MR
Legal Subdivision	SUBDIVISION 3745
Legal Tract	3745
Legal Lot Number	35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 17, 2022	Deed of Trust, Mortgage THE PERMANENTE MEDICAL GROUP INC
Dec 7, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Dec 7, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 4, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	2018196277
Last Transfer Date	Nov 17, 2025
Transfer Doc	0000129171
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 17, 2025
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000129171
Map Reference	MB 128 PG 5
Instrument Date	Nov 17, 2025
Instrument	2025- 129171
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 JOSEPH DR, MORAGA, CA 94556-2711

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122503
Date	Aug 5, 2019
Instrument	2019-122503

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178856
Date	Aug 24, 2020
Instrument	2020-178856

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 JOSEPH DR, MORAGA, CA 94556-2711

Mortgage

Document Number	0000084208
Date	May 17, 2022
Instrument	2022-084208

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	ORINDA, CA 94563

Agreement

Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2018
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000196277
Map Reference	MB 128 PG 5
Instrument Date	Dec 3, 2018
Instrument	2018-196277
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1858 JOSEPH DR, MORAGA, CA 94556-2711

Mortgage

Document Number	0000196278
Date	Dec 7, 2018
Instrument	2018-196278

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2018
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000196276
Instrument Date	Aug 27, 2018
Instrument	196276
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1858 JOSEPH DR MORAGA CA 945562711, MORAGA, CA 94556-2711

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1858 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000224564
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1858 JOSEPH DR MORAGA CA 945562711, MORAGA, CA 94556-2711

Mortgage

Document Number	0000224564
Date	Nov 30, 2017
Instrument	224564

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,502,746 (+2%) Land $1,051,464 Building $451,282
2025	$18,097.00 (+9.24%)	$1,473,282 (+7.77%) Land $1,030,848 Building $442,434
2023	$16,567.00 (+1.61%)	$1,367,055 Land $990,820 Building $376,235
2022	$16,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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