Cook County property record for 1858 Gardner Rd, Westchester, IL 60154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,246 sqft · built 1955 |
| Lot Size | 0.145 acres (6,317 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2019) |
| Tax Bill | $7,086 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-411-038 |
| Primary APN | 15-21-411-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,317 sqft (0.145 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1858 GARDNER RD |
|---|---|
| City | WESTCHESTER |
| State | IL |
| Zip | 60154-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (NEW)(PROVISO) SUB OF S26.42 CHAINS OF WH SE SEC 21-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 21 |
| Legal Subdivision | NEW PROVISO |
| Legal Block | 1 |
| Legal Lot Number | 15,14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 818100 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1858 GARDNER RD, WESTCHESTER, IL 60154-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST AMERICAN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on Record |
| Deed Sale | Mar 7, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2014 |
| Deed Document Number | 201946115 |
| Prior Transfer Date | Feb 8, 2013 |
| Prior Transfer Doc | 0000054013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1858 GARDNER RD, WESTCHESTER, IL 60154-4400 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0019307050 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2119307050 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 7, 2019 |
| Property Address | 1858 GARDNER RD, WESTCHESTER, IL 60154-4400 |
| Document Number | 1906646115 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 6646115 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1858 GARDNER RD WESTCHESTER IL 601544400, WESTCHESTER, IL 60154-4400 |
| Document Number | 1906646116 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 6646116 |
| Name | FIRST AMERICAN BK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Westchester Village |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Elementary School District | Westchester School District 92-5 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 (+34.15%) Land $4,422 Building $22,578 | $270,000 (+34.15%) Land $44,220 Building $225,780 | |
| 2023 | $7,086.00 (+15.41%) | ||
| 2022 | $6,140.00 | $20,126 Land $3,790 Building $16,336 | $201,260 Land $37,900 Building $163,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER serves 16,241 people · EPA ID IL0313150 |
|---|---|
| Water Source | Purchased surface water from BROADVIEW-WESTCHESTER JOINT WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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