1858 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1858 Esplanade St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 2013
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jul 2018)
Tax Bill	$3,052 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`21-2S-26-2740-01100-0111`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01100-0111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Heated Area
Gross Area	2,206 sqft
1st Floor Area	1,993 sqft
Utility Area	9 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	1,500 ft deep x 500 ft wide
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740011000111
Street Address	1858 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	FIRST ADDITION TO NAVARRE A PORT OF LOTS 10 & 11 BLK 11 DESC AS: THE S 6 FT OF W 150 FT OF LOT 10 & THE N 44 FT OF W 150 FT
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	FIRST ADDITION
Legal Block	11
Legal Lot Number	10-11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3024
Census Tract	10827

Owner

1858 Esplanade St is owned by an individual who bought it in July 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	116 TAZEWELL RD, NEWPORT NEWS, VA 23608-3012
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Mar 21, 2018	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Mar 21, 2018 · Amount on File
Deed Document Number	201828115
Deed Book / Page	3744 / 0143
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1858 ESPLANADE ST, NAVARRE, FL 32566-1003
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 ESPLANADE ST, NAVARRE, FL 32566-1003

Mortgage

Document Number	0040050019
Date	Sep 22, 2020
Book Page	4005/19
Instrument	202048238

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 2, 2018
Property Address	1858 ESPLANADE ST, NAVARRE, FL 32566-1003
Document Number	0037440143
Book / Page	3744 / 0143
Map Reference	MB B PG169
Instrument Date	Jun 29, 2018
Instrument	201828115
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4092, FORT WALTON BEACH, FL 32549-4092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 ESPLANADE ST, NAVARRE, FL 32566-1003

Mortgage

Document Number	0201828116
Date	Jul 2, 2018
Instrument	201828116

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 21, 2018
Property Address	1858 ESPLANADE ST, NAVARRE, FL 32566-1003
Document Number	0037110947
Book / Page	3711 / 0947
Map Reference	MB B PG169
Instrument Date	Mar 15, 2018
Instrument	201810938
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1858 ESPLANADE ST, 1858, NAVARRE, FL 32566-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4092, FORT WALTON BEACH, FL 32549-4092

Mortgage

Document Number	0201810939
Date	Mar 21, 2018
Instrument	201810939

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,052.00 (+3.67%)	$255,965 (+0.36%) Land $60,000 Building $195,965	$255,965 (+0.36%) Land $60,000 Building $195,965
2023	$2,944.00 (+11.26%)	$255,044 (+15.5%) Land $60,000 Building $195,044	$255,044 (+15.5%) Land $60,000 Building $195,044
2022	$2,646.00	$220,824	$220,824 Land $36,000 Building $184,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1858 Esplanade St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 Esplanade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Esplanade St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures