1858 Crater Pl, Tracy, CA 95304 Property Records

San Joaquin County property record for 1858 Crater Pl, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,642 sqft · built 2000
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Mar 2015)
Tax Bill$5,997 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN252-220-040-000

Property Details

APN / Parcel Number

Primary APN252-220-040-000
Alternative APN
  • 252-220-04

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,642 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number252-220-04
Street Address1858 CRATER PL
CityTRACY
StateCA
Zip95304-5829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4
Legal SubdivisionEASTLAKE
Legal Block2
Legal Lot Number4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2000
Census Tract5215

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1858 CRATER PL, TRACY, CA 95304-5829
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 24, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Dec 11, 2018Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Sep 19, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Prior SaleMar 23, 2012 · Amount on Record
Deed Document Number201534094
Last Transfer DateSep 11, 2017
Transfer Doc0000108268
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Transaction TypeMortgage
Record UpdatedFeb 7, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 CRATER PL, TRACY, CA 95304-5829

Mortgage

Document Number0000011599
DateJan 27, 2022
Instrument2022-011599
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 CRATER PL, TRACY, CA 95304-5829

Mortgage

Document Number0000023186
DateFeb 8, 2021
Instrument2021-023186
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068108
DateJun 10, 2020
Instrument2020-068108
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Document Number0000124004
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1858 CRATER PL TRACY CA 953045829, TRACY, CA 95304-5829

Mortgage

Document Number0000124004
DateOct 29, 2019
Instrument124004
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Document Number0000002928
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1858 CRATER PL TRACY CA 953045829, TRACY, CA 95304-5829

Mortgage

Document Number0000002928
DateJan 9, 2019
Instrument2928
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 8, 2044
Interest
Rate TypeAdjustable Rate

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 19, 2017
Property Address1858 CRATER PL, TRACY, CA 95304-5829
Document Number0000108268
Map ReferenceVOL34 PG40
Instrument DateSep 11, 2017
Instrument2017-108268
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1858 CRATER PL, TRACY, CA 95304-5829
InvestorPossibly a Property Investor

Mortgage

Document Number0000108269
DateSep 19, 2017
Instrument2017-108269
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,997.00 (+0.05%)
2025$5,994.00 (+10.16%) Homeowner's exemption$510,777 (+4.04%) Land $178,771 Building $332,006
2023$5,441.00 (+2.14%) Homeowner's exemption$490,945 Land $171,830 Building $319,115$764,730
2022$5,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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