1858 Atlantic Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1858 Atlantic Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2006
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jul 2019)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055400-0254`

Property Details

APN / Parcel Number

Primary APN	`055400-0254`
Alternative APN	`U04321985J000003000250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0554000254
Street Address	1858 ATLANTIC DR
City	RUSKIN
State	FL
Zip	33570-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WELLINGTON SOUTH AT BAY PARK LOT 25 BLOCK 3
Legal Range	19E
Legal Township	32S
Legal Section	04
Legal Subdivision	WELLINGTON SOUTH AT BAY PARK
Legal Tract	85J
Legal Block	3
Legal Lot Number	25
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2040
Census Tract	14122

Owner

1858 Atlantic Dr is owned and occupied by an individual who bought it in July 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1858 ATLANTIC DR, RUSKIN, FL 33570-4912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Sep 30, 2015 · Amount on File
Deed Document Number	2019284166
Deed Book / Page	26757 / 748
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0000483030
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 3, 2019
Property Address	1858 ATLANTIC DR, RUSKIN, FL 33570-4912
Document Number	0000284166
Book / Page	26757 / 0748
Map Reference	MB 105 PG 207
Instrument Date	Jul 1, 2019
Instrument	2019284166
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5117 6TH AVENUE DR W, 5117, BRADENTON, FL 34209-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 3RD AVE NW, BRADENTON, FL 34209-2012

Mortgage

Document Number	0267570749
Date	Jul 3, 2019
Instrument	26757/0749

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1858 Atlantic Dr was $2,456 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,274 (+2.7%)	$199,742 (-6.03%) Land $61,099 Building $138,643
2025	$2,456.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$144,376	$212,552 Land $71,725 Building $140,827
2023	$2,161.00 (+3.65%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$136,220 (+3%)	$212,429 (+15.13%) Land $69,069 Building $143,360
2022	$2,085.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$132,252	$184,506 Land $47,817 Building $136,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1858 Atlantic Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 Atlantic Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20