1857 W 3rd Ave, Durango, CO 81301 Property Records

La Plata County property record for 1857 W 3rd Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,879 sqft · built 1888
Lot Size	0.409 acres (17,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2026)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-202-38-033`

Property Details

APN / Parcel Number

Primary APN	`5665-202-38-033`
Alternative APN	`R422938`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,879 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Lot Area	17,820 sqft (0.409 acres)
Garage Type	Attached
Garage Area	644 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R422938
Street Address	1857 W 3RD AVE
City	DURANGO
State	CO
Zip	81301-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: NORTH DURANGO BLOCK: 36 LOT: 7A BA BETW CONS TR OF N 23 FT LOT 5, LOT 6 & S 20 FT LOT 7 & N 30 FT LOT 7 & LOT 8 PLAT #797748 1857 W 3RD AVE 1865 W 3RD AVE DURANGO 81301
Legal Subdivision	NORTH DURANGO
Legal Block	36
Legal Lot Number	7A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1014
Census Tract	971000

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1447 W 3RD AVE, DURANGO, CO 81301-4907
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LAND TITLE GUARANTEE
May 27, 2026	Bargain and Sale Deed, Transfer LAND TITLE GUARANTEE
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 15, 2000
Deed Document Number	20261254519
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 27, 2026
Property Address	1857 W 3RD AVE, DURANGO, CO 81301-4915
Document Number	0001254519
Instrument Date	May 26, 2026
Instrument	20261254519
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1447 W 3RD AVE, DURANGO, CO 81301-4907

Mortgage

Document Number	0001254520,
Date	May 27, 2026
Instrument	20261254520

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LA PLATA CO
Recording Date	May 27, 2026
Property Address	1857 W 3RD AVE, DURANGO, CO 81301-4915
Document Number	0001254518
Instrument Date	May 26, 2026
Instrument	20261254518
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1447 W 3RD AVE, DURANGO, CO 81301-4907

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1857 W 3RD AVE, DURANGO, CO 81301-4915
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001247693
Date	Oct 21, 2025
Instrument	1247693

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1857 W 3RD AVE, DURANGO, CO 81301-4915
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001247694
Date	Oct 21, 2025
Instrument	1247694

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,280 (+2.92%) Land $18,070 Building $65,210	$1,294,710 (-) Land $280,880 Building $1,013,830
2025	$3,954.00 (+40.16%)	$80,920 (+15.25%) Land $17,560 Building $63,360	$1,294,710 (+23.55%) Land $280,880 Building $1,013,830
2023	$2,821.00 (+20.3%)	$70,210 (+21.7%) Land $13,450 Building $56,760	$1,047,930 (+26.24%) Land $200,790 Building $847,140
2022	$2,345.00	$57,690 Land $12,270 Building $45,420	$830,110 Land $176,550 Building $653,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile, Verizon.

Nearby Properties on W 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures