1857 Shadding Bay Ln, Dumfries, VA 22026 Property Records

Prince William County property record for 1857 Shadding Bay Ln, Dumfries, VA 22026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,850 sqft · built 2018
Lot Size	0.047 acres (2,039 sqft)
Owner	2 Individuals on Record
Last Sale	$650,000 (May 2021)
Tax Bill	$6,120 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8389-44-4580`

Property Details

APN / Parcel Number

Primary APN	`8389-44-4580`
Alternative APN	`229420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	978 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Brick
Lot Area	2,039 sqft (0.047 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	229420
Street Address	1857 SHADDING BAY LN
City	DUMFRIES
State	VA
Zip	22026-3059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PMD
Legal Description	POTOMAC SHORES TOWN CENTER LAND BAY 9 BLOCK 1 LOT 8
Legal Subdivision	POTOMAC SHORES TOWN CENTER LAND BAY
Legal Block	1
Legal Lot Number	8
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2008
Census Tract	900804

Owner

Source: Prince William County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1857 SHADDING BAY LN, DUMFRIES, VA 22026-3059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 18, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	202161958
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	May 21, 2021
Property Address	1857 SHADDING BAY LN, DUMFRIES, VA 22026-3059
Document Number	0000061958
Map Reference	DOC 201703130019395
Instrument Date	May 19, 2021
Instrument	202105210061958
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1857 SHADDING BAY LN, DUMFRIES, VA 22026-3059

Mortgage

Document Number	0000061959
Date	May 21, 2021
Instrument	202105210061959

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	1857 SHADDING BAY LN, DUMFRIES, VA 22026-3059
Document Number	0000050521
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 SHADDING BAY LN DUMFRIES VA 220263059, DUMFRIES, VA 22026-3059

Mortgage

Document Number	0000050521
Date	Jun 24, 2020
Instrument	50521

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2035

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Jun 18, 2018
Property Address	1857 SHADDING BAY LN, DUMFRIES, VA 22026-3059
Document Number	0000043467
Instrument Date	Jun 15, 2018
Instrument	43467
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	PREMIER LAND TITLE INSURANCE COMPANY, PREMIER LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1857 SHADDING BAY LN DUMFRIES VA 220263059, DUMFRIES, VA 22026-3059

Mortgage

Document Number	43468
Date	Jun 18, 2018
Instrument	43468

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$612,600 (+4.15%) Land $202,500 Building $410,100	$612,600 (+4.15%) Land $202,500 Building $410,100
2023	$6,120.00	$588,200 Land $192,700 Building $395,500	$588,200 Land $192,700 Building $395,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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